406 McCoy Ct, Minooka, IL 60447 Property Records

Grundy County property record for 406 McCoy Ct, Minooka, IL 60447

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,411 sqft · built 1998
Lot Size0.61 acres (26,572 sqft)
Owner2 Individual Names on Record
Last Sale$390,000 (Nov 2025)
Tax Bill$10,584 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Jul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-11-202-021

Property Details

APN / Parcel Number

Primary APN03-11-202-021

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,411 sqft Total Area

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialAluminum/Vinyl
Lot Area26,572 sqft (0.61 acres)
Lot Dimensions125 ft deep x 70 ft wide
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address406 MCCOY CT
CityMINOOKA
StateIL
Zip60447-8785
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWESTVIEW SUB UNIT 1 LT 19 SEC 11-34-8
Legal Range08W
Legal Township34N
Legal Section11
Legal SubdivisionWESTVIEW SUBDIVISION
Legal Lot Number19
Legal Unit1
JurisdictionGRUNDY IL
Township / Civil DivisionAUX SABLE
Census Block Group3
Census Block3100
Census Tract102

Owner

Source: Grundy County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2411 RUTH FITZGERALD DR, PLAINFIELD, IL 60586-8247
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2025Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Jul 22, 2021Warranty Deed, Transfer · Conventional Mortgage
JP MORGAN CHASE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 20, 2025 · Amount on Record
Deed SaleNov 20, 2025 · Amount on Record
Prior SaleJul 22, 2021 · Amount on Record
Deed Document Number2025635492
Record UpdatedOct 29, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRUNDY IL
Recording DateNov 20, 2025
Property Address406 MCCOY CT, MINOOKA, IL 60447-8785
Document Number0000635492
Map ReferenceDOC 354906 355317
Instrument DateNov 12, 2025
Instrument635492
Transaction TypeTransfer
Record UpdatedDec 10, 2025
Title CompanyWHEATLAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$585.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 MCCOY CT, MINOOKA, IL 60447-8785

Mortgage

Document Number0000635493
DateNov 20, 2025
Instrument635493
Lender
NameGUARANTEED RATE INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055
Interest
Rate TypeFixed Rate
Rate6.25%

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRUNDY IL
Recording DateJul 22, 2021
Property Address406 MCCOY CT, MINOOKA, IL 60447-8785
Document Number0000605670
Map ReferenceDOC 355317
Instrument DateJul 1, 2021
Instrument605670
Transaction TypeTransfer
Record UpdatedAug 11, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$471.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 MCCOY CT, MINOOKA, IL 60447-8785

Mortgage

Document Number0000605671
DateJul 22, 2021
Instrument605671
Lender
NameJP MORGAN CHASE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyGrundy County
County SubdivisionAux Sable Township
MunicipalityMinooka Village
Elementary School DistrictMinooka Community Consolidated School District 201 (PK - 08)
Secondary School DistrictMinooka Community High School District 111 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,584.00 (+5.47%)$131,961 (+5.47%) Land $29,243 Building $102,718$395,883 (+5.47%) Land $87,729 Building $308,154
2024$10,035.00 (+25.06%) Homeowner's exemption$125,117 (+17.99%) Land $27,726 Building $97,391$375,351 (+17.99%) Land $83,178 Building $292,173
2022$8,024.00 Homeowner's exemption$106,037 Land $23,498 Building $82,539$318,111 Land $70,494 Building $247,617

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMINOOKA
serves 12,800 people · EPA ID IL0630550
Water SourceGroundwater
Last State InspectionOct 2023
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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