406 Maple St, Laurel, NE 68745 Property Records

Cedar County property record for 406 Maple St, Laurel, NE 68745

Property Summary

Property Type	Single Family Home
Details	2,088 sqft · built 2001
Lot Size	0.402 acres (17,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Apr 2024)
Tax Bill	$4,639 (2023)
Deeds & Mortgages	Oct 2025 Mortgage
APN	`0007014.22`

Property Details

APN / Parcel Number

Primary APN	`0007014.22`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,088 sqft Living Area
Gross Area	2,104 sqft
1st Floor Area	2,088 sqft
Basement Area	3,922 sqft
Finished Basement	2,044 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	17,500 sqft (0.402 acres)
Lot Dimensions	140 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	528 sqft
Driveway	Driveway
Driveway Area	1,200 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	30 sqft
Deck Area	192 sqft
Shed	1 Shed
Shed Area	2,250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	406 MAPLE ST
City	LAUREL
State	NE
Zip	68745-1822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	NORRIS THIRD ADD-LAUREL L 7 BLK 1
Legal Subdivision	NORRIS THIRD ADD-LAUREL
Legal Block	1
Jurisdiction	CEDAR NE
Township / Civil Division	21
Census Block Group	2
Census Block	2011
Census Tract	977200

Owner

Source: Cedar County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	406 MAPLE ST, LAUREL, NE 68745-1822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2024 · Amount on Record
Deed Sale	Apr 18, 2024 · Amount on Record
Deed Document Number	2024471
Deed Book / Page	164 / 489
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR NE
Property Address	406 MAPLE ST, LAUREL, NE 68745-1822
Transaction Type	Mortgage
Record Updated	Dec 16, 2025
Title Company	AMC SETTLEMENT SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 MAPLE ST, LAUREL, NE 68745-1822

Mortgage

Document Number	000379/635
Date	Oct 30, 2025
Book Page	379/635
Instrument	2025-01534

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	WEST PALM BEACH, FL 33401

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Cedar County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Cedar County
Municipality	Laurel City
Unified School District	Laurel-Concord-Coleridge School (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$319,205 (+3.69%) Land $20,100 Building $299,105	$319,205 (+3.69%) Land $20,100 Building $299,105
2025	Homeowner's exemption	$307,855 (+7.75%) Land $8,750 Building $299,105	$307,855 (+7.75%) Land $8,750 Building $299,105
2023	$4,639.00	$285,700 Land $8,750 Building $276,950	$285,700 Land $8,750 Building $276,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 72% of Nebraska
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAUREL serves 972 people · EPA ID NE3102705
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate-Nitrite not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fastwyre Broadband Cable	1,000 / 500
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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