Penobscot County and Old Town City property record for 406 Main St, Old Town, ME 04468
| Details | 1,260 sqft |
|---|---|
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,908 (2025) |
| Deeds & Mortgages | May 2025 Mortgage Aug 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | OLDN M:026 L:028 |
| Primary APN | OLDN M:026 L:028 |
|---|---|
| Alternative APN |
|
| Building Area | 1,260 sqft Total Area |
|---|
| Lot Area | 15,682 sqft (0.36 acres) |
|---|
| Account Number | 3301 |
|---|---|
| Street Address | 406 MAIN ST |
| City | OLD TOWN |
| State | ME |
| Zip | 04468-1619 |
| Property Category | Other |
| Property Type | Unknown |
| Local Zoning Code | C-1 - |
| Legal Lot Number | 28 |
| Jurisdiction | OLD TOWN ME |
| Township / Civil Division | OLD TOWN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 7100 |
Source: Penobscot County and Old Town City records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 197 SHAW HILL RD, HAMPDEN, ME 04444-3409 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 30, 2025 | Deed of Trust, Mortgage UNIVERSITY CREDIT UNION |
| Aug 9, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLD TOWN ME |
| Property Address | 406 MAIN ST, OLD TOWN, ME 04468-1619 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0175060138 |
|---|---|
| Date | May 30, 2025 |
| Book Page | 17506/138 |
| Instrument | 12421 |
| Name | UNIVERSITY CREDIT UNION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Jun 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLD TOWN ME |
| Recording Date | Aug 9, 2022 |
| Property Address | 406 MAIN ST, OLD TOWN, ME 04468-1619 |
| Document Number | 0165790116 |
| Book / Page | 16579 / 116 |
| Instrument Date | Aug 8, 2022 |
| Instrument | 22921 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 279 NOLAN RD, HOLDEN, ME 04429 |
Source: Penobscot County and Old Town City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| Municipality | Old Town City |
| Unified School District | Regional School Unit 34 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,908.00 (+12.43%) | $195,600 (-0.41%) Land $47,700 Building $147,900 |
| 2024 | $3,476.00 (-0.4%) | $196,400 (-0.41%) Land $47,700 Building $148,700 |
| 2023 | $3,490.00 (+1.9%) | $197,200 (+20.91%) Land $47,700 Building $149,500 |
| 2022 | $3,425.00 | $163,100 Land $41,500 Building $121,600 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1987–2010) |
| Most Recent Claim | Dec 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLD TOWN WATER DISTRICT serves 7,648 people · EPA ID ME0091200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Copper | 1.4 mg/L (2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile, Verizon.
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