Audubon County property record for 406 Main St, Gray, IA 50110
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 760 sqft · built 1918 |
| Lot Size | 0.298 acres (13,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $800 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-03-12-410-390 |
| Primary APN | 05-03-12-410-390 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 760 sqft Living Area |
| Basement Area | 760 sqft |
| Unfinished Basement | 760 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 13,000 sqft (0.298 acres) |
| Lot Dimensions | 130 ft deep x 100 ft wide |
| Garage Type | Mixed |
| Garage Area | 580 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Porch |
| Porch Area | 260 sqft |
| Cooling System | None |
|---|---|
| Water Source | Commercial |
| Street Address | 406 MAIN ST |
|---|---|
| City | GRAY |
| State | IA |
| Zip | 50110-2307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 6 THRU 9 BLK 7 ORIGINAL TOWN |
| Legal Block | 7 |
| Legal Lot Number | 6-9 |
| Jurisdiction | AUDUBON IA |
| Township / Civil Division | LINCOLN |
| Census Block Group | 2 |
| Census Block | 2264 |
| Census Tract | 70100 |
406 Main St is owned and occupied by an individual.
Source: Audubon County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 5, GRAY, IA 50110-0005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AUDUBON IA |
| Property Address | 406 MAIN ST, GRAY, IA 50110-2307 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 211864 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 21-1864 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 1, 2046 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 406 Main St was $800 with exemptions applied.
Source: Audubon County assessment roll, as of September 23, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Audubon County |
| Municipality | Gray City |
| Unified School District | Audubon Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $800.00 | $83,050 (-) Land $3,840 Building $79,210 | $83,050 (-) Land $3,840 Building $79,210 |
| 2025 | $800.00 Homeowner's exemption Senior Citizen's exemption | $83,050 Land $3,840 Building $79,210 | $83,050 Land $3,840 Building $79,210 |
| 2023 | $73,910 Land $3,840 Building $70,070 | $73,910 Land $3,840 Building $70,070 | |
| 2022 | $526.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 406 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 1, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 406 Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| Windstream Fixed Wireless · DSL in parts of the area | 100 / 10 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures