406 Main St, Centerville, IA 52544 Property Records

Appanoose County property record for 406 Main St, Centerville, IA 52544

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 744 sqft · built 1900
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on Record
Last Sale	$63,000 (Jun 2026)
Tax Bill	$786 (2026)
Deeds & Mortgages	Jun 2026 Sale Sep 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`420091001660000`

Property Details

APN / Parcel Number

Primary APN	`420091001660000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	744 sqft Living Area
Basement Area	744 sqft
Unfinished Basement	744 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Metal
Lot Area	4,356 sqft (0.1 acres)
Porch	Slab
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	406 MAIN ST
City	CENTERVILLE
State	IA
Zip	52544-9065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIG TOWN LOT 11 BLK5
Legal Subdivision	ORIGINAL TOWN OF RATHBUN
Legal Block	5
Legal Lot Number	11
Jurisdiction	APPANOOSE IA
Township / Civil Division	WALNUT
Census Block Group	1
Census Block	1165
Census Tract	950200

Owner

Source: Appanoose County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	406 MAIN ST, CENTERVILLE, IA 52544-9065
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Sep 29, 2025	Deed of Trust, Mortgage · Line of Credit TWIN CEDARS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2026 · Amount on Record
Deed Sale	Jun 16, 2026 · Amount on Record
Deed Document Number	20261215
Deed Book / Page	2026 / 1215
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	APPANOOSE IA
Recording Date	Jun 16, 2026
Property Address	406 MAIN ST, CENTERVILLE, IA 52544-9065
Document Number	0000001215
Book / Page	2026 / 1215
Instrument Date	Jun 16, 2026
Instrument	20261215
Transaction Type	Transfer
Record Updated	Aug 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$10,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	406 MAIN ST, CENTERVILLE, IA 52544-9065

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	APPANOOSE IA
Property Address	406 MAIN ST, RATHBUN, IA 52544-9065
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2500 W 2ND AVE, INDIANOLA, IA 50125-1359

Mortgage

Document Number	02025/1993
Date	Sep 29, 2025
Book Page	2025/1993
Instrument	2025 1993

Lender

Name	TWIN CEDARS BANK
Type	Bank
Address	BUSSEY, IA 50044

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 25, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Appanoose County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Appanoose County
Municipality	Rathbun City
Unified School District	Centerville Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$786.00 (+107.94%)	$53,860 (-) Land $2,350 Building $51,510	$53,860 (-) Land $2,350 Building $51,510
2025	$378.00	$53,860 (+154.42%) Land $2,350 Building $51,510	$53,860 (+154.42%) Land $2,350 Building $51,510
2024	$378.00 (+18.87%)
2023		$21,170 (+33.4%) Land $1,840 Building $19,330	$21,170 (+33.4%) Land $1,840 Building $19,330
2022	$318.00	$15,870 Land $1,470 Building $14,400
2021			$15,870 Land $1,470 Building $14,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 90% of Iowa
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RATHBUN REGIONAL WATER ASSN (RATHBUN) private · serves 33,000 people · EPA ID IA0400900
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Farmers Mutual Cooperative Telephone Company Fiber	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20
Lockridge Networks Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures