406 Main Ave, Denton, MT 59430 Property Records

Fergus County property record for 406 Main Ave, Denton, MT 59430

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,700 sqft · built 1947
Lot Size	0.271 acres (11,805 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Aug 2019)
Tax Bill	$1,167 (2026)
Deeds & Mortgages	Dec 2025 Second Mortgage
Flood Zone	Zone AO (high risk)
APN	`R0812340`

Property Details

APN / Parcel Number

Primary APN	`R0812340`
Alternative APNs	`08-2789-16-3-07-03-0000` `0000003564`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,700 sqft Living Area
1st Floor Area	1,700 sqft
Basement Area	150 sqft
Unfinished Basement	150 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,805 sqft (0.271 acres)
Garage Type	Detached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	134 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Well

Location & Zoning

Account Number	0000003564
Street Address	406 MAIN AVE
City	DENTON
State	MT
Zip	59430-9483
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DENTON ORIGINAL TOWNSITE, S16, T18 N, R14 E, BLOCK 033, LOT 003 - 005
Legal Range	14E
Legal Township	18N
Legal Section	16
Legal Subdivision	DENTON ORIGINAL TOWNSITE
Legal Block	33
Legal Lot Number	3-5
Jurisdiction	FERGUS MT
Township / Civil Division	DENTON
Census Block Group	1
Census Block	1083
Census Tract	30100

Owner

406 Main Ave is owned and occupied by two individuals who bought it in August 2019.

Source: Fergus County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	406 MAIN AVE, DENTON, MT 59430-9483
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2019 · Amount on File
Deed Sale	Aug 2, 2019 · Amount on File
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FERGUS MT
Property Address	406 MAIN AVE, DENTON, MT 59430-9483
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000154437
Date	Dec 3, 2025
Instrument	154437

Lender

Name	CLEARWATER FCU
Type	Credit Union
Address	MISSOULA, MT 59801

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 1, 2045

Tax Assessment & Valuation

The 2026 property tax bill for 406 Main Ave was $1,167.

Source: Fergus County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Fergus County
Municipality	Denton Town
Secondary School District	Denton High School District (09 - 12)
Elementary School District	Denton Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,167.00	$193,200 (-)	$193,200 (-) Land $18,681 Building $174,519
2025	$1,167.00	$193,200	$193,200 Land $18,681 Building $174,519
2023	$1,437.00	$139,200	$139,200 Land $11,840 Building $127,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Main Ave in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1979–2011)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Main Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DENTON serves 255 people · EPA ID MT0000199
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter currently in violation since Jun 2014 Treatment failure not recorded as resolved · May 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Triangle Communications Fiber	100 / 20