Merced County property record for 406 M St, Merced, CA 95341 · Last verified October 2025
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 2 bd · 1 ba · 1,508 sqft · built 1955 |
| Lot Size | 0.137 acres (6,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $130,000 (Sep 2020) |
| Tax Bill | $2,134 (2025) |
| Deeds & Mortgages | Feb 2024 Transfer Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone AO (high risk) |
| APN | 032-222-024-000 |
| Primary APN | 032-222-024-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,508 sqft Total Area |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Tilt-Up Concrete |
| Lot Area | 6,000 sqft (0.137 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Evaporative |
|---|---|
| Heating System | Floor/Wall Furnace |
| Old Parcel Number | 032222024 |
|---|---|
| Street Address | 406 M ST |
| City | MERCED |
| State | CA |
| Zip | 95341-6635 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | ELLIOT TR POR LOTS 27 & 28 |
| Legal Subdivision | ELLIOT TR |
| Legal Lot Number | 27,28 28 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 1601 |
Source: Merced County records · APN 032-222-024-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1800 W 8TH ST, MERCED, CA 95341-5533 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 06, 2024 | Intrafamily Transfer, Transfer |
| Dec 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 28, 2020 | Grant Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 28, 2020 · Amount on Record |
| Deed Sale | Sep 28, 2020 · Amount on Record |
| Prior Sale | Sep 28, 2020 · Amount on Record |
| Deed Document Number | 0000034547 |
| Last Transfer Date | Feb 06, 2024 |
| Transfer Doc | 0000002659 |
| Record Updated | Jun 07, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Feb 06, 2024 |
| Property Address | 406 M ST, MERCED, CA 95341-6635 |
| Document Number | 0000002659 |
| Map Reference | MB 9 PG 46 |
| Instrument Date | Jan 30, 2024 |
| Instrument | 2024002659 |
| Transaction Type | Transfer |
| Record Updated | Mar 01, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 1800 W 8TH ST, MERCED, CA 95341-5533 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 406 M ST, MERCED, CA 95341-6635 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 2499 E GERARD AVE 160, 160, MERCED, CA 95341-5404 |
| Document Number | 0000055252 |
|---|---|
| Date | Dec 14, 2021 |
| Instrument | 2021055252 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Sep 28, 2020 |
| Property Address | 406 M ST, MERCED, CA 95341-6635 |
| Document Number | 0000034547 |
| Map Reference | MB 9 PG 46 |
| Instrument Date | Aug 05, 2020 |
| Instrument | 2020034547 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | TRANSCOUNTY TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2499 E GERARD AVE SPC 160, 160, MERCED, CA 95341-5404 |
| Document Number | 0000034548 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 2020034548 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2035 |
Source: Merced County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,134.00 (+7.18%) | $190,225 (+4.02%) Land $54,121 Building $136,104 |
| 2023 | $1,991.00 (+1.32%) | $182,870 Land $52,020 Building $130,850 |
| 2022 | $1,965.00 |
Source: FEMA National Flood Hazard Layer, Merced County (06047C), updated October 4, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AO sheet flow 1–3 ft |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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