Lawrence County property record for 406 Lone Elk Rd, Spearfish, SD 57783
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 1,436 sqft · built 1996 |
| Lot Size | 3.12 acres (135,907 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,807 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20650-00602-228-35 |
| Primary APN | 20650-00602-228-35 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Building Area | 1,436 sqft Living Area |
| 1st Floor Area | 1,436 sqft |
| Basement Area | 1,436 sqft |
| Unfinished Basement | 1,436 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 135,907 sqft (3.12 acres) |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | R03973 |
|---|---|
| Street Address | 406 LONE ELK RD |
| City | SPEARFISH |
| State | SD |
| Zip | 57783-8625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOUNTAIN PLAINS DEVELOPMENT #2 LOT 135 PLAT 1979-01148 |
| Legal Range | 02 |
| Legal Township | 06 |
| Legal Section | 22 |
| Legal Subdivision | MOUNTAIN PLAINS DEVELOPMENT |
| Legal Lot Number | 135 |
| Jurisdiction | LAWRENCE SD |
| Township / Civil Division | NORTH LAWRENCE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 966303 |
406 Lone Elk Rd is owned and occupied by an individual.
Source: Lawrence County records, as of September 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 406 LONE ELK RD, SPEARFISH, SD 57783-8625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 406 Lone Elk Rd was $4,807, up % from the year before.
Source: Lawrence County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Lawrence County |
| Unified School District | Spearfish School District 40-2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $568,840 (+4.63%) Land $151,200 Building $417,640 | ||
| 2025 | $4,807.00 (+0.02%) | $543,660 Land $115,600 Building $428,060 | |
| 2024 | $4,806.00 | ||
| 2023 | $459,740 Land $73,480 Building $386,260 | ||
| 2022 | $4,210.00 | $378,780 Land $73,480 Building $305,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 406 Lone Elk Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 406 Lone Elk Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 70% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNTAIN PLAINS 2 HOMEOWNERS ASSOC private · serves 268 people · EPA ID SD4602169 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2025) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Oct 2025 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bluepeak Fiber | 5,000 / 5,000 |
| Wisp West Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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