406 Locust St, Denver, CO 80220 Property Records

Denver City property record for 406 Locust St, Denver, CO 80220

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,880 sqft · built 1962
Lot Size	0.224 acres (9,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,525,000 (Jun 2022)
Tax Bill	$6,433 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2022 Sale & Mortgage + 2 more
APN	`06082-01-009-000`

Property Details

APN / Parcel Number

Primary APN	`06082-01-009-000`
Alternative APNs	`670408201009` `161794803`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,880 sqft Living Area
Gross Area	2,037 sqft
1st Floor Area	2,037 sqft
Basement Area	937 sqft
Finished Basement	843 sqft
Unfinished Basement	94 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2009
Exterior Material	Brick
Lot Area	9,750 sqft (0.224 acres)
View / Lot	Highway
Garage Type	Attached
Garage Area	477 sqft
Porch	Open Frame Porch
Porch Area	622 sqft
Patio Area	107 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	406 LOCUST ST
City	DENVER
State	CO
Zip	80220-5931
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E-SU-G
Legal Description	N 55FT OF L 2 & S 20FT L 3 BLK 2 CRESTMOOR PARK 2ND FLG
Legal Subdivision	CRESTMOOR PARK
Legal Block	2
Legal Lot Number	2,3
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	5
Census Block	5005
Census Tract	4306

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within East Sixth Avenue Parkway listed 1986 · 2 contributing resources · NRIS 86002214

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Denver City records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	406 LOCUST ST, DENVER, CO 80220-5931
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA
Jun 3, 2022	Special Warranty Deed, Transfer · Conventional Mortgage HOMEXPRESS MORTGAGE CORP
Nov 25, 2019	Warranty Deed, Transfer KEYBANK USA
Aug 18, 2017	Grant Deed, Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2022 · Amount on Record
Deed Sale	Jun 3, 2022 · Amount on Record
Prior Sale	Nov 25, 2019 · Amount on Record
Deed Document Number	202274906
Prior Transfer Date	May 2, 2000
Prior Transfer Doc	0000100901
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	406 LOCUST ST, DENVER, CO 80220-5931
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	EQUITY TITLE OF NEVADA, EQUITY TITLE OF COLORADO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 LOCUST ST, DENVER, CO 80220-5931

Mortgage

Document Number	0000030902
Date	Feb 19, 2021
Instrument	2021030902

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Jun 3, 2022
Property Address	406 LOCUST ST, DENVER, CO 80220-5931
Document Number	0000074906
Instrument Date	May 31, 2022
Instrument	2022074906
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$152.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	406 LOCUST ST, 406, DENVER, CO 80220-5931

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	406 LOCUST ST, DENVER, CO 80220-5931

Mortgage

Document Number	0000074907
Date	Jun 3, 2022
Instrument	2022074907

Lender

Name	HOMEXPRESS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Nov 25, 2019
Property Address	406 LOCUST ST, DENVER, CO 80220-5931
Document Number	0000165807
Instrument Date	Nov 22, 2019
Instrument	165807
Transaction Type	Transfer
Record Updated	Dec 6, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$79.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	406 LOCUST ST DENVER CO 80220, DENVER, CO 80220

Mortgage

Document Number	165809
Date	Nov 25, 2019
Instrument	165809

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2049

August 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	DENVER CO
Recording Date	Aug 18, 2017
Property Address	406 LOCUST ST, DENVER, CO 80220-5931
Instrument Date	Aug 7, 2017
Instrument	108799
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5451 N MESA DR CASTLE ROCK CO 801089357, CASTLE ROCK, CO 80108-9357

Mortgage

Document Number	0000108799
Date	Aug 18, 2017
Instrument	108799

Lender

Name	FIRSTBANK
Type	Bank
Address	12345 W COLFAX AVE, LAKEWOOD, CO 80215-3742

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 17, 2032

Interest

Rate	5.37%

Tax Assessment & Valuation

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,433.00 (+1.71%)	$84,090 (+3%) Land $41,170 Building $41,170	$1,192,800 (-6.33%) Land $584,000 Building $608,800
2023	$6,325.00 (+51.75%)	$81,640 (+50.35%) Land $40,920 Building $40,720	$1,273,400 (+62.98%) Land $665,700 Building $607,700
2022		$54,300 Land $32,770 Building $21,530	$781,300 Land $471,500 Building $309,800
2021	$4,168.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Aerux Broadband.

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