406 Linser St, Garfield, MN 56332 Property Records

Douglas County property record for 406 Linser St, Garfield, MN 56332

Property Summary

Property Type	Single Family Home
Details	1,023 sqft · built 1916
Lot Size	0.334 acres (14,553 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,442 (2026)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`78-0152-000`

Property Details

APN / Parcel Number

Primary APN	`78-0152-000`

Interior

Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	1,023 sqft Living Area
Basement Area	300 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Lot Area	14,553 sqft (0.334 acres)
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	168 sqft

Location & Zoning

Street Address	406 LINSER ST
City	GARFIELD
State	MN
Zip	56332-8143
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC-32 TWP-129 RANG-38 WEST GARFIELD N 44 OF LOT 4 & ALL OF 5
Legal Range	38
Legal Township	129
Legal Section	32
Legal Subdivision	WEST GARFIELD
Legal Lot Number	4
Jurisdiction	DOUGLAS MN
Township / Civil Division	GARFIELD
Census Block Group	3
Census Block	3034
Census Tract	451000

Owner

Source: Douglas County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	406 LINSER ST, GARFIELD, MN 56332-8143
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2006
Deed Sale	Jan 17, 2006
Deed Document Number	2006279276
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS MN
Property Address	406 LINSER ST, GARFIELD, MN 56332-8143
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	418529
Date	Jun 2, 2020
Instrument	418529

Lender

Name	THRIVENT FCU
Type	Credit Union
Address	MINNEAPOLIS, MN 55415

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Douglas County
Municipality	Garfield City
Unified School District	Alexandria Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,442.00 (-4.12%) Homeowner's exemption	$149,200 (+5.22%) Land $17,400 Building $131,800	$149,200 (+5.22%) Land $17,400 Building $131,800
2023	$1,504.00 Homeowner's exemption	$141,800 Land $22,300 Building $119,500	$141,800 Land $22,300 Building $119,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Garfield serves 350 people · EPA ID MN1210021
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Gardonville Cooperative Telephone DSL · Fiber in parts of the area	50 / 15

May also be available: Verizon.

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