406 Libra Ln, Orange Park, FL 32073 Property Records

Clay County property record for 406 Libra Ln, Orange Park, FL 32073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,386 sqft · built 1974
Lot Size	0.267 acres (11,630 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,841 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`01-04-25-011758-131-00`

Property Details

APN / Parcel Number

Primary APN	`01-04-25-011758-131-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,386 sqft Living Area
Gross Area	1,878 sqft
1st Floor Area	1,386 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1983
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	11,630 sqft (0.267 acres)
Lot Dimensions	105 ft deep x 111 ft wide
Garage Type	Attached
Garage Area	492 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	84 sqft
Deck Area	60 sqft
Patio Area	348 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	406 LIBRA LN
City	ORANGE PARK
State	FL
Zip	32073-3257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 4 BLK 36 MEADOWBROOK 10 AS REC OR 4240 PG 1256
Legal Range	25E
Legal Township	04S
Legal Section	01
Legal Subdivision	MEADOWBROOK 10
Legal Block	36
Legal Lot Number	4
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2002
Census Tract	30305

Owner

Source: Clay County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	406 LIBRA LN, ORANGE PARK, FL 32073-3257
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Warranty Deed, Transfer · VA Mortgage EMM LOANS LLC
Oct 11, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 28, 2017	Warranty Deed, Transfer · Conventional with PMI SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2026
Deed Sale	Feb 23, 2026
Prior Sale	Oct 11, 2019 · Amount on Record
Deed Document Number	20268078
Deed Book / Page	5016 / 442
Prior Transfer Date	Jul 25, 2016
Prior Transfer Doc	0038811682
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Feb 23, 2026
Property Address	406 LIBRA LN, ORANGE PARK, FL 32073-3257
Document Number	0050160442
Book / Page	5016 / 442
Map Reference	MB 10 PG 2&3
Instrument Date	Feb 11, 2026
Instrument	2026008078
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,980.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1310 INGERSOLL DR, PHENIX CITY, AL 36867-6042

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 LIBRA LN, ORANGE PARK, FL 32073-3257

Mortgage

Document Number	0005016444
Date	Feb 23, 2026
Instrument	5016/444

Lender

Name	EMM LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Oct 11, 2019
Property Address	406 LIBRA LN, ORANGE PARK, FL 32073-3257
Document Number	0042401256
Book / Page	4240 / 1256
Map Reference	MB 10 PG 2&3
Instrument Date	Oct 4, 2019
Instrument	2019054476
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10966 ROCK ISLAND RD, 10966, JACKSONVILLE, FL 32257-1236

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 LIBRA LN, ORANGE PARK, FL 32073-3257
Investor	Possibly a Property Investor

Mortgage

Document Number	0042401259
Date	Oct 11, 2019
Instrument	4240/1259

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jun 28, 2017
Property Address	406 LIBRA LN, ORANGE PARK, FL 32073-3257
Document Number	0039880694
Book / Page	003988 / 000694
Instrument Date	Jun 16, 2017
Instrument	33000
Transaction Type	Transfer
Record Updated	Jul 27, 2017
Title Company	RIVER CITY TITLE COMPANY, RIVER CTY TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,015.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1701 WHITEHALL DR #405 DAVIE FL 333246906, 405, DAVIE, FL 33324-6906

Mortgage

Document Number	39880696
Date	Jun 28, 2017
Book Page	003988/000696
Instrument	33001

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2047

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,841.00 (+7.68%)	$265,271 (+3.38%) Land $25,000 Building $240,271	$265,271 (+3.38%) Land $25,000 Building $240,271
2024	$3,567.00 (-4.27%)
2023	$3,726.00 (+16.22%)	$256,599 (+18.24%) Land $25,000 Building $231,599	$256,599 (+18.24%) Land $25,000 Building $231,599
2022	$3,206.00	$217,014 Land $20,000 Building $197,014	$217,014 Land $20,000 Building $197,014

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	9 (2012–2017)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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