406 Lee St, Red Oak, TX 75154 Property Records

Ellis County property record for 406 Lee St, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,720 sqft · built 1974
Lot Size	1 acre (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$655 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R206806`

Property Details

APN / Parcel Number

Primary APN	`R206806`
Alternative APNs	`00839490100301111` `206806`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,720 sqft Living Area
Gross Area	1,860 sqft
1st Floor Area	1,140 sqft
2nd Floor Area	300 sqft
Interior Walls	Paneling

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft

Exterior Amenities

Porch	Covered Porch
Porch Area	140 sqft
Storage Building	133 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	HVAC

Location & Zoning

Street Address	406 LEE ST
City	RED OAK
State	TX
Zip	75154-2334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3B BLK A SOUTHERN HILLS 3 1. AC
Legal Subdivision	SOUTHERN HILLS 3
Legal Block	A
Legal Lot Number	3B
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	3
Census Block	3005
Census Tract	60206

Owner

406 Lee St is owned and occupied by two individuals.

Source: Ellis County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	406 LEE ST, RED OAK, TX 75154-2334
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP
Aug 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED MORTGAGE CORP
Jan 6, 2020	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	406 LEE ST, RED OAK, TX 75154-2334
Transaction Type	Mortgage
Record Updated	Dec 29, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 LEE ST, RED OAK, TX 75154-2334

Mortgage

Document Number	0002541241
Date	Dec 12, 2025
Instrument	2541241

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	2000 MIDLANTIC DR STE 410A, MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	406 LEE ST, RED OAK, TX 75154-2334
Transaction Type	Mortgage
Record Updated	Nov 15, 2022
Title Company	EQUFLY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002230732
Date	Aug 1, 2022
Instrument	2230732

Lender

Name	UNITED MORTGAGE CORP
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Jan 6, 2020
Property Address	406 LEE ST, RED OAK, TX 75154-2334
Document Number	0000000385
Instrument Date	Dec 31, 2019
Instrument	385
Transaction Type	Transfer
Record Updated	Feb 3, 2020
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8553 N BEACH ST #121 FORT WORTH TX 762444919, 121, FORT WORTH, TX 76244-4919

Tax Assessment & Valuation

The 2025 property tax bill for 406 Lee St was $655 with exemptions applied, down 51.4% from the year before.

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$236,782 (+23.41%)	$369,300 (+9.23%) Land $125,000 Building $244,300
2025	$655.00 (-51.41%) Homeowner's exemption Senior Citizen's exemption	$191,871 Land $125,000 Building $213,084	$338,084 Land $125,000 Building $213,084
2024	$1,348.00 (+10.13%)
2023	$1,224.00 Homeowner's exemption	$372,026 Land $125,000 Building $247,026	$372,026 Land $125,000 Building $247,026
2018	$1,400.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Lee St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Lee St is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKETT SUD serves 46,614 people · EPA ID TX0700033
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	50 / 10
AT&T DSL · Fiber, Fixed Wireless in parts of the area	50 / 10
Point Broadband Fixed Wireless	40 / 40

May also be available: Element8, Spectrum, T-Mobile.

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