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406 Laurel Ave, Half Moon Bay, CA 94019 Property Records

San Mateo County property record for 406 Laurel Ave, Half Moon Bay, CA 94019 · Last verified July 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Condominium
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1986
Square Footage1,090 sqft Living Area
Lot Size14,994 sqft (0.344 acres)
OccupancyOwner Occupied
Last Sale$579,000 (2017)
Tax Bill$9,323.00 (2025)

Property Details

APN / Parcel Number

Primary APN115-120-040

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Units52 Units
Building Area1,090 sqft Living Area
1st Floor1,090 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleCondo/Apartment Style
Lot Area14,994 sqft (0.344 acres)

Location & Zoning

Street Address406 LAUREL AVE
CityHALF MOON BAY
StateCA
Zip94019-1614
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 4 BLDG 1 SANDY COVE RSM 110/3-9
Legal SubdivisionSANDY COVE
JurisdictionSAN MATEO CA
Minor Civil DivisionHALF MOON BAY
Census Blockgroup1
Census Block1015
Census Tract613501

Owner

Source: San Mateo County records · APN 115-120-040

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address406 LAUREL AVE, HALF MOON BAY, CA 94019-1614
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
MOUNTAIN WEST FINANCIAL INC
Jul 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
MOUNTAIN WEST FINANCIAL INC
Mar 31, 2017Grant Deed, Transfer · Conventional Mortgage
MOUNTAIN WEST FINANCIAL INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 31, 2017 · Amount on Record
Deed SaleMar 31, 2017 · Amount on Record
Prior SaleAug 07, 2008 · Amount on Record
Deed Doc Number201728420
Prior Transfer DateMar 25, 2015
Prior Transfer Doc0000031819
Record RefreshedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address406 LAUREL AVE, HALF MOON BAY, CA 94019-1614
Transaction TypeMortgage
Record UpdatedOct 18, 2022
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 LAUREL AVE, HALF MOON BAY, CA 94019-1614

Mortgage

Document Number0000070799
DateJul 22, 2020
Instrument2020-070799
Lender
NameMOUNTAIN WEST FINANCIAL INC
TypeMortgage Company
AddressREDLANDS, CA 92374
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address406 LAUREL AVE, HALF MOON BAY, CA 94019-1614
Transaction TypeMortgage
Record UpdatedOct 18, 2022
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000058873
DateJul 26, 2019
Instrument2019-058873
Lender
NameMOUNTAIN WEST FINANCIAL INC
TypeFunding / Finance Company
AddressREDLANDS, CA 92374
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN MATEO CA
Recording DateMar 31, 2017
Property Address406 LAUREL AVE, HALF MOON BAY, CA 94019-1614
Document Number0000028420
Map ReferenceMAP110 PG3-9
Instrument DateMar 21, 2017
Instrument2017-028420
Transaction TypeTransfer
Record UpdatedOct 18, 2022
Title CompanyLAWYERS TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 LAUREL AVE, HALF MOON BAY, CA 94019-1614

Mortgage

Document Number0000028421
DateMar 31, 2017
Instrument2017-028421
Lender
NameMOUNTAIN WEST FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2047

Tax Assessment & Valuation

Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalityHalf Moon Bay City
Unified School DistrictCabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$685,411 (+2%) Land $205,621 Building $479,790
2025$9,323.00 (+11.16%) Homeowner's exemption$671,973 (+4.04%) Land $201,590 Building $470,383
2023$8,387.00 (+2.83%) Homeowner's exemption$645,881 Land $193,763 Building $452,118$656,910
2022$8,156.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Mateo County (06081C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 11% of California
Wildfire LikelihoodAbout 1 in 7,692 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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