406 Lancaster Ct, Morristown, TN 37814 Property Records

Hamblen County property record for 406 Lancaster Ct, Morristown, TN 37814

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 5,826 sqft · built 2024
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,085,000 (Jun 2026)
Tax Bill	$3,216 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Sep 2023 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`040K-E-046.00`

Property Details

APN / Parcel Number

Primary APN	`040K-E-046.00`
Alternative APNs	`01040KE040K04600` `032040K E 04600`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	5,826 sqft Living Area
Gross Area	6,826 sqft
1st Floor Area	2,427 sqft
Upper Floors Area	3,399 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	154 ft deep x 101 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	1,000 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	406 LANCASTER CT
City	MORRISTOWN
State	TN
Zip	37814-1108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HAMPTON WEST PHASE II PB: G PG: 294- LOT: 87 53.19X156.44 IRR
Legal Subdivision	HAMPTON WEST PHASE II
Legal Lot Number	87
Jurisdiction	HAMBLEN TN
Township / Civil Division	14
Census Block Group	3
Census Block	3013
Census Tract	100900

Owner

Source: Hamblen County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	406 LANCASTER CT, MORRISTOWN, TN 37814-1108
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Warranty Deed, Transfer · Conventional Mortgage HOMETRUST BANK
Sep 21, 2023	Deed of Trust, Mortgage · Construction Mortgage REGIONS BANK
Feb 12, 2021	Deed of Trust, Mortgage · Non-Conforming Investor Loan POWELL VALLEY NATIONAL BANK
Jul 18, 2025	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Aug 24, 2022	Warranty Deed, Transfer
Feb 12, 2021	Deed of Trust, Mortgage · Commercial Mortgage POWELL VALLEY NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2026 · Amount on Record
Deed Sale	Jun 24, 2026 · Amount on Record
Prior Sale	Aug 24, 2022 · Amount on Record
Deed Document Number	202655993
Deed Book / Page	2209 / 21
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMBLEN TN
Recording Date	Jun 24, 2026
Property Address	406 LANCASTER CT, MORRISTOWN, TN 37814-1108
Document Number	0000055993
Book / Page	2209 / 21
Instrument Date	Jun 23, 2026
Instrument	202655993
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	RIDGE TITLE, BLUE RIDGE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$405,464.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	406 LANCASTER CT, MORRISTOWN, TN 37814-1108
Investor	Possibly a Property Investor

Mortgage

Document Number	0000055994,
Date	Jun 24, 2026
Instrument	202655994

Lender

Name	HOMETRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMBLEN TN
Property Address	406 LANCASTER CT, MORRISTOWN, TN 37814-1108
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	967 CORDELL HULL DR, MORRISTOWN, TN 37814-2419

Mortgage

Document Number	0002052355
Date	Sep 21, 2023
Book Page	2052/355
Instrument	23030239

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMBLEN TN
Property Address	406 LANCASTER CT, MORRISTOWN, TN 37814-1108
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001889536
Date	Feb 12, 2021
Book Page	1889/536
Instrument	21001321

Lender

Name	POWELL VALLEY NATIONAL BANK
Type	Bank
Address	KINGSPORT, TN 37660

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	84 Months
Due	Feb 2, 2028

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMBLEN TN
Property Address	406 LANCASTER CT, MORRISTOWN, TN 37814-1108
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 LANCASTER CT, MORRISTOWN, TN 37814-1108

Mortgage

Document Number	0002147880
Date	Jul 18, 2025
Book Page	2147/880
Instrument	25046259

Lender

Name	REGIONS BANK
Type	Bank
Address	2050 PARKWAY OFFICE CIR, HOOVER, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2055

Interest

Change Frequency	Monthly

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMBLEN TN
Recording Date	Aug 24, 2022
Property Address	406 LANCASTER CT, MORRISTOWN, TN 37814-1108
Document Number	0001994579
Book / Page	1994 / 579
Map Reference	CAB G SL 294&295
Instrument Date	Aug 11, 2022
Instrument	22019903
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Tax	$296.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	967 CORDELL HULL DR, MORRISTOWN, TN 37814-2419

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMBLEN TN
Property Address	406 LANCASTER CT, MORRISTOWN, TN 37814-1108
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1889536
Date	Feb 12, 2021
Book Page	1889/536
Instrument	21001321

Lender

Name	POWELL VALLEY NATIONAL BANK
Type	Bank
Address	KINGSPORT, TN 37660

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Feb 2, 2028

Tax Assessment & Valuation

Source: Hamblen County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamblen County
Municipality	Morristown City
Unified School District	Hamblen County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,216.00 (+1,008.97%)	$245,525 (+2,568.75%) Land $11,725 Building $233,800	$982,100 (+2,568.75%) Land $46,900 Building $935,200
2023		$9,200 (-) Land $9,200
2022	$290.00	$9,200 Land $9,200	$36,800 (-) Land $36,800
2020			$36,800 Land $36,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRISTOWN UTILITIES COMMISSION serves 39,883 people · EPA ID TN0000474
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000
MUSFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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