406 Lakeshore S, Onalaska, TX 77360 Property Records

Polk County property record for 406 Lakeshore S, Onalaska, TX 77360

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,152 sqft · built 2021
Lot Size	0.001 acres (61 sqft)
Owner	2 Individuals on Record
Last Sale	$351,000 (Sep 2022)
Tax Bill	$6,441 (2025)
Deeds & Mortgages	Sep 2022 Second Mortgage Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P0100005500`

Property Details

APN / Parcel Number

Primary APN	`P0100005500`
Alternative APN	`58644`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,152 sqft Living Area
1st Floor Area	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	61 sqft (0.001 acres)
Lot Dimensions	1 ft deep x 6 ft wide
View / Lot	Waterfront
Garage Type	Carport
Carport	Carport
Driveway	Concrete Driveway
Driveway Area	650 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	720 sqft
Deck Area	92 sqft
Patio Area	368 sqft
Storage Building	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	58644
Street Address	406 LAKESHORE S
City	ONALASKA
State	TX
Zip	77360-7368
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARADISE ACRES SECTION 1 BLK 2 LOT 15
Legal Subdivision	PARADISE ACRES SECTION 1
Legal Block	2
Legal Lot Number	15
Jurisdiction	POLK TX
Township / Civil Division	LIVINGSTON-ONALASKA
Census Block Group	1
Census Block	1002
Census Tract	210301

Owner

Source: Polk County assessment roll, as of September 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	3232 N WOODSTREAM WAY, KINGWOOD, TX 77345-5436
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CERTIFIED FUNDING LP
Sep 30, 2022	Vendor's Lien, Transfer · Conventional Mortgage AMERICAS CHOICE HOME LOANS LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2022 · Amount on Record
Deed Sale	Sep 30, 2022 · Amount on Record
Deed Document Number	202211111
Deed Book / Page	2022 / 2443.932
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TX
Property Address	406 LAKESHORE S, ONALASKA, TX 77360-7368
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20222443/950
Date	Sep 30, 2022
Book Page	2022-2443/950
Instrument	11113

Lender

Name	CERTIFIED FUNDING LP
Type	Lending Institution
Address	DALLAS, TX 75252

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2037

September 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	POLK TX
Recording Date	Sep 30, 2022
Property Address	406 LAKESHORE S, ONALASKA, TX 77360-7368
Document Number	20222443/932
Book / Page	2022-2443 / 932
Map Reference	VOL 2 PG 53
Instrument Date	Sep 30, 2022
Instrument	11111
Transaction Type	Transfer
Record Updated	Nov 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3232 N WOODSTREAM WAY, KINGWOOD, TX 77345-5436

Mortgage

Document Number	0000011112
Date	Sep 30, 2022
Instrument	11112

Lender

Name	AMERICAS CHOICE HOME LOANS LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 19, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Polk County
Unified School District	Onalaska Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,441.00 (+40.76%)	$386,747 (+9.58%) Land $144,000 Building $242,747	$386,747 (+9.58%) Land $144,000 Building $242,747
2023		$352,940 Land $126,000 Building $226,940	$352,940 Land $126,000 Building $226,940
2022	$4,576.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	8 (1994–2016)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Jan 2016
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 3 claims Hurricane Ike, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Eastex Telephone Cooperative Fiber	1,000 / 1,000
Optimum Cable	500 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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