406 Lakeshore Dr, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 406 Lakeshore Dr, Saint Augustine, FL 32095

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$97,500 (Jun 2026)
Tax Bill	$2 (2023)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Sale
Flood Zone	Zone AE (high risk)
APN	`075040-0260`

Property Details

APN / Parcel Number

Primary APN	`075040-0260`

Exterior

Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	120 ft deep x 113 ft wide

Location & Zoning

Street Address	406 LAKESHORE DR
City	SAINT AUGUSTINE
State	FL
Zip	32095-8138
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RS3
Legal Description	10-65 VENETIAN ISLES LOT 26 BLK A OR1063/1425
Legal Range	29E
Legal Township	06S
Legal Section	49
Legal Subdivision	VENETIAN ISLES
Legal Block	A
Legal Lot Number	26
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1005
Census Tract	20606

Owner

Source: St. Johns County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 CLATTER BRIDGE RD, PONTE VEDRA, FL 32081-4369
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Personal Representative Deed, Transfer · Conventional Mortgage UNION FEDERAL CREDIT UNION
Jun 24, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2026 · Amount on Record
Deed Sale	Jun 24, 2026 · Amount on Record
Prior Sale	Jun 24, 2026 · Amount on Record
Deed Document Number	202653901
Deed Book / Page	6388 / 1782
Record Updated	Oct 29, 2026

June 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 24, 2026
Property Address	406 LAKESHORE DR, SAINT AUGUSTINE, FL 32095-8138
Document Number	0000053900
Book / Page	6388 / 1780
Instrument Date	Jun 16, 2026
Instrument	202653900
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$68,932.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 CLATTER BRIDGE RD, PONTE VEDRA, FL 32081-4369

Mortgage

Document Number	0000053903,
Date	Jun 24, 2026
Book Page	6388/1786
Instrument	202653903

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.71%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 24, 2026
Property Address	406 LAKESHORE DR, SAINT AUGUSTINE, FL 32095-8138
Document Number	0000053901
Book / Page	6388 / 1782
Instrument Date	Jun 16, 2026
Instrument	202653901
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$68,932.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 CLATTER BRIDGE RD, PONTE VEDRA, FL 32081-4369

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146 (-41.6%) Land $146	$250 (-) Land $250
2025		$250 (-)	$250 (-) Land $250
2024		$250 (-)	$250 (-) Land $250
2023	$2.00 (+1%)	$250 (+15%)	$250 (+15%) Land $250
2022	$1.00	$100	$100 Land $100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 108 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	108 in force
Nearby Flood Claims	6 (2016–2023)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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