Craven County property record for 406 Lake Rd, Havelock, NC 28532
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,261 sqft · built 1978 |
| Lot Size | 0.348 acres (15,142 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Dec 2024) |
| Tax Bill | $1,736 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-218-1-SCT1-018 |
| Primary APN | 6-218-1-SCT1-018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,261 sqft Living Area |
| 1st Floor Area | 1,261 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,142 sqft (0.348 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 142665 |
|---|---|
| Street Address | 406 LAKE RD |
| City | HAVELOCK |
| State | NC |
| Zip | 28532-2924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 18 MARMANN TER SEC I |
| Legal Subdivision | MARMANN TERRACE |
| Legal Lot Number | 18 |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2077 |
| Census Tract | 961102 |
406 Lake Rd is owned and occupied by an individual who bought it in December 2024.
Source: Craven County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 406 LAKE RD, HAVELOCK, NC 28532-2924 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2024 · Amount on File |
| Deed Sale | Dec 4, 2024 · Amount on File |
| Prior Sale | Mar 4, 2004 · Amount on File |
| Deed Document Number | 202410134415 |
| Deed Book / Page | 3820 / 1982 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 406 Lake Rd was $1,736.
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | Havelock City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $146,370 (+2.45%) Land $40,000 Building $106,370 | $146,370 (+2.45%) Land $40,000 Building $106,370 | |
| 2025 | $1,736.00 | $142,870 Land $40,000 Building $102,870 | $142,870 Land $40,000 Building $102,870 |
| 2023 | $1,667.00 (+15.44%) | $142,870 (+18.66%) Land $40,000 Building $102,870 | $142,870 Land $40,000 Building $102,870 |
| 2022 | $1,444.00 | $120,400 Land $40,000 Building $80,400 | |
| 2018 | $120,400 Land $40,000 Building $80,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 406 Lake Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 6 (2011–2018) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Nov 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 406 Lake Rd is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAVELOCK WATER SYSTEM serves 14,925 people · EPA ID NC0425015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Metronet.
5G and 4G LTE (outdoors only)
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