406 Lake Ave, Ithaca, NY 14850 Property Records

Tompkins County and Ithaca City property record for 406 Lake Ave, Ithaca, NY 14850

Property Summary

Property TypeTownhouse
Details2 bd · 1.5 ba · 1,044 sqft · built 2017
Lot Size0.03 acres (1,307 sqft)
Owner2 Individual Names on File
Last Sale$138,030 (Jun 2022)
Tax Bill$4,292 (2025)
Deeds & MortgagesJun 2022 Mortgage
Jun 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN500700 35.-3-3.6

Property Details

APN / Parcel Number

Primary APN500700 35.-3-3.6

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,044 sqft Living Area
1st Floor Area522 sqft
2nd Floor Area522 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area1,307 sqft (0.03 acres)
View / LotWaterfront
PorchSlab
Porch Area102 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address406 LAKE AVE
CityITHACA
StateNY
Zip14850-3563
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Block3
Legal Lot Number3.006
JurisdictionTOMPKINS NY
Township / Civil DivisionITHACA
Census Block Group1
Census Block1027
Census Tract800

Owner

Source: Tompkins County and Ithaca City assessment roll, APN 500700 35.-3-3.6, as of May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address406 LAKE AVE, ITHACA, NY 14850-3563
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Jun 03, 2022Deed of Trust, Mortgage · Stand-Alone First Mortgage
ITHACA NEIGHBORHOOD HOUSING SERVICES INC
Jun 03, 2022Deed, Transfer · Stand-Alone First Mortgage
CFCU COMMUNITY CU
Aug 23, 2018Grant Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 03, 2022 · Amount on Record
Deed SaleJun 03, 2022 · Amount on Record
Prior SaleAug 23, 2018 · Amount on Record
Deed Document Number20226106
Record UpdatedJun 08, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOMPKINS NY
Property Address406 LAKE AVE, ITHACA, NY 14850-3563
Transaction TypeMortgage
Record UpdatedAug 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006109
DateJun 03, 2022
Instrument2022-06109
Lender
NameITHACA NEIGHBORHOOD HOUSING SERVICES INC
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

June 2022: Deed, Transfer

Document TypeDeed
JurisdictionTOMPKINS NY
Recording DateJun 03, 2022
Property Address406 LAKE AVE, ITHACA, NY 14850-3563
Document Number0000006106
Instrument DateJun 02, 2022
Instrument2022-06106
Transaction TypeTransfer
Record UpdatedJun 21, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address327 W SENECA ST # 303, 303, ITHACA, NY 14850-4129

Mortgage

Document Number0000006107
DateJun 03, 2022
Instrument2022-06107
Lender
NameCFCU COMMUNITY CU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Mortgage

Document Number0000006108
DateJun 03, 2022
Instrument2022-06108
Lender
NameITHACA NEIGHBORHOOD HOUSING SERVICES INC
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionTOMPKINS NY
Recording DateAug 23, 2018
Property Address406 LAKE AVE, ITHACA, NY 14850-3563
Document Number0000009574
Instrument DateAug 23, 2018
Instrument9574
Transaction TypeTransfer
Record UpdatedJun 26, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 LAKE AVE ITHACA NY 148503563, ITHACA, NY 14850-3563

Tax Assessment & Valuation

Source: Tompkins County and Ithaca City assessment roll as of May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyTompkins County
MunicipalityIthaca City
Unified School DistrictIthaca City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,292.00$281,000 (-) Land $35,000 Building $246,000$281,000 (-) Land $35,000 Building $246,000
2023Additional exemption filed$281,000 Land $35,000 Building $246,000$281,000 Land $35,000 Building $246,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Tompkins County (36109C), as of June 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361090008001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk · 1% annual chance, depth under 1 ft
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 50 policies
Nearby Flood Policies50 in force
Nearby Flood Claims8 (1978–1996)
Most Recent ClaimMay 1996 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 243 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Empire Telephone Corporation/North Penn Telephone Company
Fiber
1,000 / 100
Starlink
Satellite
280 / 30

May also be available: FiberSpark, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY5404416, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemITHACA CITY
serves 29,457 people
Water SourceSurface water
Last State InspectionAug 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorine dioxide
resolved · Feb 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Lake Ave

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