406 Kure Dunes, Kure Beach, NC 28449 Property Records

New Hanover County property record for 406 Kure Dunes, Kure Beach, NC 28449

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,828 sqft · built 2003
Lot Size0.126 acres (5,489 sqft)
Owner2 Company Names on Record
Last Sale$486,500 (Sep 2011)
Tax Bill$4,230 (2024)
Deeds & MortgagesMay 2023 Mortgage
Flood ZoneZone X (minimal risk)
APNR09200-001-002-045

Property Details

APN / Parcel Number

Primary APNR09200-001-002-045

Interior

Bedrooms5 Beds
Full Baths3 Baths
Plumbing Fixtures4 Plumbing Fixtures
Stories1 Story
Building Area2,828 sqft Living Area
1st Floor Area2,828 sqft
Basement Area2,476 sqft
Finished Basement2,476 sqft
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleCottage
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area5,489 sqft (0.126 acres)
TerrainLow
Garage TypeBasement
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area504 sqft
Deck Area320 sqft
Patio Area792 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address406 KURE DUNES
CityKURE BEACH
StateNC
Zip28449-4842
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA-2A
Legal DescriptionLOT 23 KURE DUNES PH IV
Legal SubdivisionPHASE IV KURE DUNES
Legal Block1
Legal Lot Number23
JurisdictionNEW HANOVER NC
Township / Civil DivisionFEDERAL POINT
Census Block Group1
Census Block1010
Census Tract12203

Owner

Source: New Hanover County records, as of November 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address818 LAKE REDMAN CT, SEVEN VALLEYS, PA 17360-9191
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 28, 2011 · Amount on Record
Deed SaleSep 28, 2011 · Amount on Record
Prior SaleDec 22, 2003 · Amount on Record
Deed Document Number201126292
Deed Book / Page5588 / 1571
Last Transfer DateJan 15, 2025
Transfer Doc00675201338
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW HANOVER NC
Property Address406 KURE DUNES, KURE BEACH, NC 28449-4842
Transaction TypeMortgage
Record UpdatedJun 6, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address818 LAKE REDMAN CT, SEVEN VALLEYS, PA 17360-9191

Mortgage

Document Number00664101056
DateMay 25, 2023
Book Page6641/1056
Instrument2023012736
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyNew Hanover County
MunicipalityKure Beach Town
Unified School DistrictNew Hanover County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$951,600 (+91.01%) Land $490,000 Building $461,600$951,600 (+91.01%) Land $490,000 Building $461,600
2024$4,230.00 (+18.62%)
2023$3,566.00 (-0.7%)$498,200 Land $157,200 Building $341,000$498,200 Land $157,200 Building $341,000
2022$3,591.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 196 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies212 units insured
incl. 16 condo units
Nearby Flood Claims258 (1984–2024)
Claims Outside the SFHA225 of 258
Most Recent ClaimSep 2024 · Potential Tropical Cyclone Eight
Claims by Event
  • Potential Tropical Cyclone Eight, Sep 2024 · 44 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 29 claims
  • Hurricane Fran, Sep 1996 · 56 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKURE BEACH WATER SYSTEM
serves 5,484 people · EPA ID NC0465025
Water SourceGroundwater
Last State InspectionMay 2026
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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