McLean County property record for 406 Kays Dr, Normal, IL 61761
| Property Type | Commercial |
|---|---|
| Details | 8,990 sqft · built 1994 |
| Lot Size | 0.575 acres (25,047 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $490,000 (Oct 2008) |
| Tax Bill | $19,152 (2024) |
| Deeds & Mortgages | May 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-22-477-005 |
| Primary APN | 14-22-477-005 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 8,990 sqft Building Perimeter |
| 1st Floor Area | 8,990 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Flat |
| Roof Material | Metal |
| Lot Area | 25,047 sqft (0.575 acres) |
| Lot Dimensions | 200 ft deep x 125 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 406 KAYS DR |
|---|---|
| City | NORMAL |
| State | IL |
| Zip | 61761-1957 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | B-1 |
| Legal Description | LOT 11 SUD BUSINESS PARK SUB 4TH ADD |
| Legal Range | 02E |
| Legal Township | 24N |
| Legal Section | 22 |
| Legal Subdivision | BUSINESS PARK |
| Legal Lot Number | 11 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | NORMAL |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 504 |
Source: McLean County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 275 COUNTY ROAD 2225 E, CARLOCK, IL 61725-9005 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2008 · Amount on Record |
| Deed Sale | Oct 3, 2008 · Amount on Record |
| Prior Sale | Jun 21, 2005 · Amount on Record |
| Deed Document Number | 200826540 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 406 KAYS DR, NORMAL, IL 61761-1957 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 275 2225 E, CARLOCK, IL 61725 |
| Document Number | 202400005842 |
|---|---|
| Date | May 13, 2024 |
| Instrument | 2024-00005842 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 6, 2029 |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Normal Township |
| Municipality | Normal Town |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $257,445 (+21.89%) Land $66,962 Building $190,483 | $772,335 (+21.89%) Land $200,886 Building $571,449 | |
| 2024 | $19,152.00 (+5.95%) | ||
| 2023 | $18,077.00 (+5.46%) | $211,215 (+10.69%) Land $54,937 Building $156,278 | $633,645 (+10.69%) Land $164,811 Building $468,834 |
| 2022 | $17,141.00 | $190,816 Land $49,631 Building $141,185 | $572,448 Land $148,893 Building $423,555 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1979–1997) |
| Most Recent Claim | Jun 1997 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAL serves 52,736 people · EPA ID IL1130900 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Pavlov Media.
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