406 Karls Ln, Dane, WI 53529 Property Records

Dane County property record for 406 Karls Ln, Dane, WI 53529

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,813 sqft
Lot Size	0.285 acres (12,458 sqft)
Owner	Individual Name on File
Last Sale	$725,000 (Jan 2025)
Tax Bill	$7,632 (2024)
Deeds & Mortgages	Sep 2023 Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0908-231-3050-1`

Property Details

APN / Parcel Number

Primary APN	`0908-231-3050-1`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	2,813 sqft Living Area
Fireplace	Fireplace

Exterior

Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	12,458 sqft (0.285 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	406 KARLS LN
City	DANE
State	WI
Zip	53529-9616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCENIC CREST-2ND ADDITION LOT 30
Legal Range	08
Legal Township	09
Legal Section	23
Legal Subdivision	SCENIC CREST ADD 02
Legal Block	30
Legal Lot Number	30
Jurisdiction	DANE WI
Township / Civil Division	DANE
Census Block Group	1
Census Block	1067
Census Tract	13201

Owner

406 Karls Ln is owned and occupied by an individual who bought it in January 2025.

Source: Dane County records, as of January 22, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU
Mar 9, 2021	Deed of Trust, Mortgage · Balloon Mortgage BANK OF PRAIRIE DU SAC
Nov 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage ACRISURE MORTGAGE LLC
Jan 21, 2025	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF PRAIRIE DU SAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2025 · Amount on File
Deed Sale	Jan 21, 2025 · Amount on File
Deed Document Number	6007320
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	406 KARLS LN, DANE, WI 53529-9616
Transaction Type	Mortgage
Record Updated	May 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005926588
Date	Sep 29, 2023
Instrument	5926588

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 28, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	406 KARLS LN, DANE, WI 53529-9616
Transaction Type	Mortgage
Record Updated	May 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005702895
Date	Mar 9, 2021
Instrument	5702895

Lender

Name	BANK OF PRAIRIE DU SAC
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 3, 2036

Interest

Rate Type	Fixed Rate

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	406 KARLS LN, DANE, WI 53529-9616
Transaction Type	Mortgage
Record Updated	May 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 KARLS LN, DANE, WI 53529-9616

Mortgage

Document Number	0006064279
Date	Nov 17, 2025
Instrument	6064279

Lender

Name	ACRISURE MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2045

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Jan 21, 2025
Property Address	406 KARLS LN, DANE, WI 53529-9616
Document Number	0006007320
Map Reference	DOC 5990720
Instrument Date	Jan 15, 2025
Instrument	6007320
Transaction Type	Transfer
Record Updated	May 25, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,175.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0006007321
Date	Jan 21, 2025
Instrument	6007321

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	406 KARLS LN, DANE, WI 53529-9616
Document Number	0005593590
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	406 KARLS LN DANE WI 535299616, DANE, WI 53529-9616

Mortgage

Document Number	0005593590
Date	May 27, 2020
Instrument	5593590

Lender

Name	BANK OF PRAIRIE DU SAC
Type	Bank
Address	PRAIRIE DU SAC, WI 53578

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 26, 2035

Tax Assessment & Valuation

Source: Dane County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Dane Village
Unified School District	Lodi School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$7,632.00 Homeowner's exemption	$455,300 (-) Land $57,000 Building $398,300	$535,900 (+8.18%)
2023		$455,300 Land $57,000 Building $398,300	$495,400
2022	$7,536.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Karls Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Karls Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DANE WATERWORKS serves 1,117 people · EPA ID WI1130220
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
TDS Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: LiteWire.

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