San Diego County property record for 406 Julian St, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,504 sqft · built 1952 |
| Lot Size | 0.93 acres (40,511 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $305,000 (Feb 2013) |
| Tax Bill | $4,981 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 282-224-01-00 |
| Primary APN | 282-224-01-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,504 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Bungalow |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 40,511 sqft (0.93 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Heating System | Floor/Wall Furnace |
|---|---|
| Sewer | Septic |
| Street Address | 406 JULIAN ST |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-3012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMV3 |
| Legal Description | LOT 58 NW 135 FT OF TR 002155 |
| Legal Subdivision | RAMONA ACRES |
| Legal Tract | 002155 |
| Legal Block | 1 |
| Legal Lot Number | 58 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 20805 |
406 Julian St is owned and occupied by two individuals who bought it in February 2013.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 406 JULIAN ST, RAMONA, CA 92065-3012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 2, 2021 | Deed of Trust, Mortgage · USDA Mortgage WELLS FARGO BANK NA |
| Oct 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 22, 2013 · Amount on File |
| Deed Sale | Feb 22, 2013 · Amount on File |
| Prior Sale | Oct 30, 2012 · Amount on File |
| Deed Document Number | 2013119035 |
| Prior Transfer Date | Jan 7, 2004 |
| Prior Transfer Doc | 0000033449 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 406 JULIAN ST, RAMONA, CA 92065-3012 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 406 JULIAN ST, RAMONA, CA 92065-3012 |
| Document Number | 0000480015 |
|---|---|
| Date | Jul 2, 2021 |
| Instrument | 2021-0480015 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 260 Months |
| Due | Mar 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 406 JULIAN ST, RAMONA, CA 92065-3012 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 406 JULIANST, RAMONA, CA 92065-3012 |
| Document Number | 0000705159 |
|---|---|
| Date | Oct 8, 2021 |
| Instrument | 2021-0705159 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 406 JULIAN ST, RAMONA, CA 92065-3012 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 406 JULIAN ST, RAMONA, CA 92065-3012 |
| Document Number | 0000187795 |
|---|---|
| Date | Apr 29, 2022 |
| Instrument | 2022-0187795 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
The 2025 property tax bill for 406 Julian St was $4,981 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $383,084 (+2%) Land $183,214 Building $199,870 | |
| 2025 | $4,981.00 Homeowner's exemption | $375,573 Land $179,622 Building $195,951 |
| 2023 | $4,588.00 (-3.55%) Homeowner's exemption | $360,991 Land $172,648 Building $188,343 |
| 2022 | $4,757.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 406 Julian St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2010–2019) |
| Most Recent Claim | Feb 2019 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 406 Julian St is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 64% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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