406 Julia St, Pilot Grove, MO 65276 Property Records

Cooper County property record for 406 Julia St, Pilot Grove, MO 65276

Property Summary

Property Type	Single Family Home
Details	4 bd · 1,710 sqft · built 1966
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on Record
Tax Bill	$930 (2025)
Deeds & Mortgages	Jan 2019 Refinance Sep 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`14-3.0-05-001-030-006.000`

Property Details

APN / Parcel Number

Primary APN	`14-3.0-05-001-030-006.000`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,710 sqft Adjusted Area
1st Floor Area	1,064 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Combination
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	406 JULIA ST
City	PILOT GROVE
State	MO
Zip	65276-1165
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SP SE COR 4TH AND JULIA ST SE 260 POB SE 80 SW 120 NW 80 NE 120 T O JULIA ST. POB
Legal Range	18W
Legal Township	47N
Legal Section	05
Legal Subdivision	ROE HEIGHTS ADD
Jurisdiction	COOPER MO
Township / Civil Division	PILOT GROVE
Census Block Group	2
Census Block	2029
Census Tract	950500

Owner

Source: Cooper County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	406 JULIA ST, PILOT GROVE, MO 65276-1165
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ALLIANT BANK
Sep 11, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ALLIANT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOPER MO
Property Address	406 JULIA ST, PILOT GROVE, MO 65276-1165
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020190007
Date	Jan 2, 2019
Instrument	2019-0007

Lender

Name	ALLIANT BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2039

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOPER MO
Property Address	406 JULIA ST, PILOT GROVE, MO 65276-1165
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020191807
Date	Sep 11, 2019
Instrument	2019-1807

Lender

Name	ALLIANT BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2034

Tax Assessment & Valuation

Source: Cooper County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cooper County
Municipality	Pilot Grove City
Unified School District	Pilot Grove C-4 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$12,940 (-)	$68,100 (-) Land $8,300 Building $59,800
2025	$930.00	$12,940 (+6.07%)	$68,100 (+6.07%) Land $8,300 Building $59,800
2024	$930.00 (+12.45%)	$12,200 (-)
2023	$827.00 (+9.1%)	$12,200 (+8.64%)	$64,200 (+8.63%) Land $7,500 Building $56,700
2022	$758.00	$11,230
2021			$59,100 Land $7,500 Building $51,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PILOT GROVE PWS serves 768 people · EPA ID MO3010642
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
GoNetspeed DSL · Fiber, Fixed Wireless in parts of the area	75 / 10
Wisper ISP Fixed Wireless	25 / 3

May also be available: Co-Mo Connect.

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