406 Johnson Dr, Florence, AL 35634 Property Records

Lauderdale County property record for 406 Johnson Dr, Florence, AL 35634

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,388 sqft · built 1972
Lot Size	0.585 acres (25,500 sqft)
Owner	Individual Name on File
Last Sale	$588,000 (May 2026)
Tax Bill	$3,028 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Nov 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-02-10-0-001-002-000`

Property Details

APN / Parcel Number

Primary APN	`16-02-10-0-001-002-000`
Alternative APNs	`022663` `105471` `109131` `28551` `22663`

Interior

Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,388 sqft Living Area
1st Floor Area	925 sqft
2nd Floor Area	463 sqft
Flooring	Other
Interior Walls	Wood

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	25,500 sqft (0.585 acres)
Lot Dimensions	255 ft deep x 100 ft wide
View / Lot	Waterfront
Bath House	600 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	109131
Street Address	406 JOHNSON DR
City	FLORENCE
State	AL
Zip	35634-3762
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	100 X 255 IRR SPRING COVE ADDITION NO ONE LOT 80 FI 93-318 FR 39 SEC 10T2S R10W BK 4 PG 41
Legal Range	10W
Legal Township	02S
Legal Section	10
Legal Subdivision	SPRING COVE
Legal Lot Number	80
Jurisdiction	LAUDERDALE AL
Township / Civil Division	KILLEN
Census Block Group	1
Census Block	1008
Census Tract	11603

Owner

406 Johnson Dr is owned by an individual who bought it in May 2026.

Source: Lauderdale County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	210 OAK BROOK DR, FLORENCE, AL 35630-6632
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed, Transfer · Conventional Mortgage RIVER BANK
Nov 22, 2023	Quit Claim Deed, Transfer Quitclaim
Feb 28, 2023	Quit Claim Deed, Transfer Quitclaim
Jan 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2026 · Amount on File
Deed Sale	May 11, 2026 · Amount on File
Deed Document Number	2026
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LAUDERDALE AL
Recording Date	May 11, 2026
Property Address	406 JOHNSON DR, FLORENCE, AL 35634-3762
Instrument Date	May 1, 2026
Transaction Type	Transfer
Record Updated	Jul 23, 2026
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	210 OAK BROOK DR, FLORENCE, AL 35630-6632
Investor	Possibly a Property Investor

Mortgage

Date	May 11, 2026

Lender

Name	RIVER BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	24 Months
Due	May 11, 2028

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Max Rate	-1%

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Nov 22, 2023
Property Address	406 JOHNSON DR, FLORENCE, AL 35634-3762
Document Number	2023/48981
Book / Page	2023 / 48981
Map Reference	MB 4 PG 41
Instrument Date	Nov 6, 2023
Transaction Type	Transfer
Record Updated	Dec 20, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	406 JOHNSON DR, FLORENCE, AL 35634-3762

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3150, OXFORD, MS 38655-3150

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Feb 28, 2023
Property Address	406 JOHNSON DR, FLORENCE, AL 35634-3762
Document Number	02023/7522
Book / Page	2023 / 7522
Map Reference	MB 4 PG 41
Instrument Date	Aug 16, 2022
Transaction Type	Transfer
Record Updated	Mar 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	406 JOHNSON DR, FLORENCE, AL 35634-3762

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 JOHNSON DR, FLORENCE, AL 35634-3762

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	406 JOHNSON DR, FLORENCE, AL 35634-3762
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/3552
Date	Jan 21, 2022
Book Page	2022/3552

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 406 Johnson Dr was $3,028, up 1% from the year before.

Source: Lauderdale County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,028.00 (+1%)	$86,520 (+99.91%)	$432,600 (-) Land $265,600 Building $167,000
2024	$1,514.00	$43,280 (+62.95%) Land $26,560 Building $16,720	$432,600 (-) Land $265,600 Building $167,000
2023	Homeowner's exemption Senior Citizen's exemption	$26,560 (-25.6%) Land $26,560	$432,600 (+21.24%) Land $265,600 Building $167,000
2022		$35,700	$356,800 Land $227,700 Building $129,100
2018	$884.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 406 Johnson Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	17 (1991–2010)
Claims Outside the SFHA	6 of 17
Most Recent Claim	May 2010 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Johnson Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.4% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Xfinity.

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