406 Jefferson St, Waterloo, NE 68069 Property Records

Douglas County property record for 406 Jefferson St, Waterloo, NE 68069

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 798 sqft · built 1940
Lot Size	0.187 acres (8,184 sqft)
Owner	Individual Name on Record
Last Sale	$76,000 (Feb 2003)
Tax Bill	$2,595 (2024)
Deeds & Mortgages	Feb 2020 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`R2412480000`

Property Details

APN / Parcel Number

Primary APN	`R2412480000`
Alternative APNs	`1248 0000 24` `2412480000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	798 sqft Living Area
Basement Area	780 sqft
Finished Basement	672 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,184 sqft (0.187 acres)
Lot Dimensions	124 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	30 sqft
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2412480000
Street Address	406 JEFFERSON ST
City	WATERLOO
State	NE
Zip	68069-2100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WATERLOO
Legal Description	WATERLOO-TOWN OF- LOT 8 BLOCK 16 66 X 124
Legal Subdivision	WATERLOOTOWN OF
Legal Block	16
Legal Lot Number	8
Jurisdiction	DOUGLAS NE
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2043
Census Tract	7508

Owner

Source: Douglas County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 JEFFERSON ST, WATERLOO, NE 68069-2100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER
Jul 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2003 · Amount on Record
Deed Sale	Feb 10, 2003 · Amount on Record
Deed Document Number	2003 01828
Deed Book / Page	2233 / 527
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	406 JEFFERSON ST, WATERLOO, NE 68069-2100
Document Number	0000016179
Instrument Date	Feb 8, 2020
Transaction Type	Mortgage
Record Updated	Apr 10, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 JEFFERSON ST WATERLOO NE 680692100, WATERLOO, NE 68069-2100

Mortgage

Document Number	0000016179
Date	Feb 20, 2020
Instrument	16179

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 19, 2035

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	406 JEFFERSON ST, WATERLOO, NE 68069-2100
Document Number	0000054862
Instrument Date	Jul 6, 2018
Transaction Type	Mortgage
Record Updated	Sep 13, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 JEFFERSON ST WATERLOO NE 680692100, WATERLOO, NE 68069-2100

Mortgage

Document Number	0000054862
Date	Jul 13, 2018
Instrument	54862

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 12, 2033

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Waterloo Village
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$215,400 (+18.68%) Land $21,200 Building $194,200	$215,400 (+18.68%) Land $21,200 Building $194,200
2024	$2,595.00 (-12.86%)
2023	$2,978.00 (+24.71%)	$181,500 Land $21,200 Building $160,300	$181,500 Land $21,200 Building $160,300
2022	$2,388.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	38 (1978–2024)
Claims Outside the SFHA	2 of 38
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF WATERLOO serves 962 people · EPA ID NE3105517
Water Source	Purchased surface water from METROPOLITAN UTILITIES DISTRICT
Last State Inspection	Oct 2025
Lead	12 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Nextlink Fixed Wireless	500 / 200
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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