406 Jefferson Ave, Elgin, IL 60120 Property Records

Kane County property record for 406 Jefferson Ave, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,592 sqft · built 1884
Lot Size0.18 acres (7,835 sqft)
OwnerIndividual Name on File
Tax Bill$5,684 (2025)
Deeds & MortgagesNov 2022 Transfer
Flood ZoneZone X (minimal risk)
APN06-12-333-009

Property Details

APN / Parcel Number

Primary APN06-12-333-009

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,592 sqft Living Area
Gross Area2,580 sqft
Basement Area988 sqft

Exterior

Year BuiltBuilt 1884
Effective Year BuiltEffective 1884
Construction TypeFrame
Lot Area7,835 sqft (0.18 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Location & Zoning

Street Address406 JEFFERSON AVE
CityELGIN
StateIL
Zip60120-3875
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPROSPECT ADDN LOT 3 BLOCK 1
Legal SubdivisionPROSPECT ADDN
Legal Block1
Legal Lot Number3
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2000
Census Tract851302

Owner

406 Jefferson Ave, a single family home, is owned by an individual.

Source: Kane County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address815 MARTIN DR, ELGIN, IL 60120-3139
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

November 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateNov 14, 2022
Property Address406 JEFFERSON AVE, ELGIN, IL 60120-3875
Document Number0000054824
Instrument DateNov 1, 2022
Instrument2022K054824
Transaction TypeTransfer
Record UpdatedNov 18, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address400 FAR AVE, ELGIN, IL 60120

Tax Assessment & Valuation

The 2025 property tax bill for 406 Jefferson Ave was $5,684.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,684.00$74,515 (+8.57%) Land $19,107 Building $55,408$223,634 (+8.57%) Land $57,344 Building $166,291
2024$68,633 Land $17,599 Building $51,034$205,981 Land $52,818 Building $153,163
2022$4,570.00 (+3.93%)$52,715 (+6.96%) Land $14,497 Building $38,218$158,145 (+6.96%) Land $43,491 Building $114,654
2021$4,397.00$49,285 Land $13,554 Building $35,731$147,855 Land $40,662 Building $107,193

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Jefferson Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 406 Jefferson Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
DSL
100 / 20

May also be available: Verizon.

Nearby Properties on Jefferson Ave

Nearby Streets

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