406 James H Rd, Cameron, NC 28326 Property Records

Moore County property record for 406 James H Rd, Cameron, NC 28326

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,027 sqft · built 2008
Lot Size	3.91 acres (170,320 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Mar 2026)
Tax Bill	$1,558 (2026)
Deeds & Mortgages	Jul 2020 Line of Credit Oct 2012 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`9506799225`

Property Details

APN / Parcel Number

Primary APN	`9506799225`
Alternative APNs	`950600799225` `950600799241` `100000696` `20080711`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,027 sqft Living Area
1st Floor Area	2,027 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Footing
Roof Material	Rolled Roofing
Lot Area	170,320 sqft (3.91 acres)
Porch	Porch
Porch Area	294 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	100000696
Street Address	406 JAMES H RD
City	CAMERON
State	NC
Zip	28326-8224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LANDFIRST LOT 53 CYPRESS POINTE FIRE JAMES H
Legal Subdivision	ANTHONY JOSEPH BADURINA SURV
Legal Lot Number	53
Jurisdiction	MOORE NC
Township / Civil Division	6, GREENWOOD
Census Block Group	1
Census Block	1021
Census Tract	950503

Owner

Source: Moore County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	406 JAMES H RD, CAMERON, NC 28326-8224
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 2, 2012	Deed of Trust, Mortgage · Conventional Mortgage PNC MORTGAGE LLC
Jun 23, 2014	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 31, 2026	Warranty Deed, Transfer · VA Mortgage ALPHA MORTGAGE CORP
Jul 27, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 2, 2011	Warranty Deed, Transfer RBC BANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2026 · Amount on Record
Deed Sale	Mar 31, 2026 · Amount on Record
Prior Sale	Aug 2, 2011 · Amount on Record
Deed Document Number	20264698
Deed Book / Page	6518 / 339
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	406 JAMES H RD, CAMERON, NC 28326-8224
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005379/321
Date	Jul 27, 2020
Book Page	5379/321
Instrument	2020013342

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jul 13, 2060

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	406 JAMES H RD, CAMERON, NC 28326-8224
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004093/247
Date	Oct 2, 2012
Book Page	4093/247
Instrument	2012014449

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2027

June 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	406 JAMES H RD, CAMERON, NC 28326-8224
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004366/099
Date	Jun 23, 2014
Book Page	4366/099
Instrument	2014007145

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jun 16, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Mar 31, 2026
Property Address	406 JAMES H RD, CAMERON, NC 28326-8224
Document Number	006518/339
Book / Page	6518 / 339
Map Reference	MB 15 PG 403
Instrument Date	Mar 20, 2026
Instrument	2026004698
Transaction Type	Transfer
Record Updated	Apr 8, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	142 TWILIGHT CT, TROY, NC 27371-8705

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	406 JAMES H RD, CAMERON, NC 28326-8224

Mortgage

Document Number	2026004699
Date	Mar 31, 2026
Instrument	2026004699

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	406 JAMES H RD, CAMERON, NC 28326-8224
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5379/321
Date	Jul 27, 2020
Book Page	5379/321
Instrument	2020013342

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jul 13, 2060

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Aug 2, 2011
Property Address	406 JAMES H RD, CAMERON, NC 28326-8224
Document Number	3903/077
Book / Page	3903 / 077
Instrument Date	Aug 2, 2011
Instrument	2011009755
Transaction Type	Transfer
Record Updated	Sep 22, 2021

Transaction

Amount	Amount Recorded
Tax	$30.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4469 PONDEROSA RD, 4469, SANFORD, NC 27332-3207

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 ROCK SPRINGS DR, SANFORD, NC 27330-9137

Mortgage

Document Number	003898/287
Date	Jul 22, 2011
Book Page	3898/287
Instrument	2011009264

Lender

Name	RBC BANK USA
Type	Bank
Address	ROCKY MOUNT, NC 27802

Agreement

Amount	Amount Recorded
Term	239 Months
Due	Jun 10, 2031

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Moore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Moore County
Unified School District	Moore County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,558.00	$370,980 (-) Land $59,150 Building $311,830
2025	$1,558.00 (-7.65%)	$370,980 (-) Land $59,150 Building $311,830
2024			$370,980 (-) Land $59,150 Building $311,830
2023	$1,687.00	$370,980 Land $59,150 Building $311,830	$370,980 Land $59,150 Building $311,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MOORE WATER DISTRICT serves 9,330 people · EPA ID NC5063011
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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