406 Jackson St, Pecatonica, IL 61063 Property Records

Winnebago County property record for 406 Jackson St, Pecatonica, IL 61063

Property Summary

Property Type	Single Family Home
Details	1,080 sqft · built 1930
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$37,000 (Jun 2019)
Tax Bill	$956 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage Feb 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`09-28-176-001`

Property Details

APN / Parcel Number

Primary APN	`09-28-176-001`
Alternative APNs	`928176001` `460B282`

Interior

Building Area	1,080 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	576 sqft

Location & Zoning

Account Number	460B282
Street Address	406 JACKSON ST
City	PECATONICA
State	IL
Zip	61063-9589
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT OF PECATONICA LOTS 1+ EXC S38.8FTALL LOT 002 BLOCK 035
Legal Subdivision	TOWN PECATONICA
Legal Block	035
Legal Lot Number	1,002
Jurisdiction	WINNEBAGO IL
Township / Civil Division	PECATONICA
Census Block Group	2
Census Block	2002
Census Tract	4300

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 JACKSON ST, PECATONICA, IL 61063-9589
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2019	Grant Deed, Transfer · Conventional with PMI CITIZENS ST BK
Feb 1, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2019 · Amount on Record
Deed Sale	Jun 4, 2019 · Amount on Record
Deed Document Number	20191019024
Prior Transfer Date	Jan 28, 2019
Prior Transfer Doc	0001002602
Record Updated	Sep 20, 2026

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 4, 2019
Property Address	406 JACKSON ST, PECATONICA, IL 61063-9589
Document Number	0001019024
Instrument Date	May 31, 2019
Instrument	1019024
Transaction Type	Transfer
Record Updated	Sep 18, 2019
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55.50
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18453 HWY 20 W PECATONICA IL 61063, PECATONICA, IL 61063

Mortgage

Document Number	1019025
Date	Jun 4, 2019
Instrument	1019025

Lender

Name	CITIZENS ST BK
Type	Bank
Address	LENA, IL 61048

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2049

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Feb 1, 2019
Property Address	406 JACKSON ST, PECATONICA, IL 61063-9589
Document Number	0001002602
Instrument Date	Jan 19, 2019
Instrument	1002602
Transaction Type	Transfer
Record Updated	Mar 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	406 JACKSON ST PECATONICA IL 610639589, PECATONICA, IL 61063-9589

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Pecatonica Township
Municipality	Pecatonica Village
Unified School District	Pecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$956.00	$19,215 (+34.29%) Land $3,945 Building $15,270	$57,645 (+34.29%) Land $11,835 Building $45,810
2022	Homeowner's exemption	$14,309 Land $3,114 Building $11,195	$42,927 Land $9,342 Building $33,585

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PECATONICA serves 2,195 people · EPA ID IL2010250
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
JCWIFI.com Fixed Wireless	200 / 200

May also be available: AaroBand.

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