406 Independence Trl, Morganton, NC 28655 Property Records

Burke County property record for 406 Independence Trl, Morganton, NC 28655

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,536 sqft · built 1987
Lot Size	14.8 acres (646,430 sqft)
Owner	2 Trust Names on File
Last Sale	$267,500 (Jul 2023)
Tax Bill	$1,481 (2026)
Deeds & Mortgages	Jul 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`2704654560`

Property Details

APN / Parcel Number

Primary APN	`2704654560`
Alternative APN	`42806`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,536 sqft Living Area
1st Floor Area	1,024 sqft
Utility Room	Utility Room
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2000
Architectural Style	Condo/Apartment
Construction Type	Frame
Foundation Type	Block
Roof Material	Asphalt
Lot Area	646,430 sqft (14.8 acres)
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	1,750 sqft
Porch	Slab
Porch Area	12 sqft
Deck Area	497 sqft
Patio Area	497 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	406 INDEPENDENCE TRL
City	MORGANTON
State	NC
Zip	28655-5755
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	LOW INTENS
Legal Description	406 INDEPENDENCE TRL MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	4
Census Block	4003
Census Tract	20600

Owner

406 Independence Trl, a condominium, is held in a trust since July 2023.

Source: Burke County records, as of October 12, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3595 DEERWOOD TRL, MELBOURNE, FL 32934-8420
Owner Type	Individual
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2023 · Amount on File
Deed Sale	Jul 26, 2023 · Amount on File
Deed Document Number	20236837
Deed Book / Page	2697 / 347
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jul 26, 2023
Property Address	406 INDEPENDENCE TRL, MORGANTON, NC 28655-5755
Document Number	0026970347
Book / Page	2697 / 347
Map Reference	MB 728 PG 1214
Instrument Date	Jul 7, 2023
Instrument	2023006837
Transaction Type	Transfer
Record Updated	Aug 9, 2023

Transaction

Amount	Amount on Record
Tax	$535.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	406 INDEPENDENCE TRL, MORGANTON, NC 28655-5755

Tax Assessment & Valuation

The 2026 property tax bill for 406 Independence Trl was $1,481, up 0.3% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,481.00 (+0.34%)	$248,639 (-) Land $34,800 Building $213,839	$248,639 (-) Land $34,800 Building $213,839
2025	$1,476.00	$248,639 Land $34,800 Building $213,839	$248,639 Land $34,800 Building $213,839
2023	$1,480.00 (+20.92%)	$248,639 (+51.29%) Land $34,800 Building $213,839	$248,639 (+51.29%) Land $34,800 Building $213,839
2022	$1,224.00	$164,351 Land $25,000 Building $139,351	$164,351 Land $25,000 Building $139,351

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Independence Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Independence Trl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Compas X-Stream Cable · Fiber in parts of the area	1,000 / 50
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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