Loudoun County property record for 406 Image Ct, Sterling, VA 20164
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 1,866 sqft · built 1986 |
| Lot Size | 0.08 acres (3,484 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $253,100 (Sep 2011) |
| Tax Bill | $4,397 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013-45-1270-000 |
| Primary APN | 013-45-1270-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,866 sqft Living Area |
| 1st Floor Area | 792 sqft |
| Basement Area | 264 sqft |
| Finished Basement | 264 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Townhouse |
| Exterior Material | Brick/Stone |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,484 sqft (0.08 acres) |
| Deck Area | Deck Area |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 406 IMAGE CT |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20164-5548 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PDH6 |
| Legal Description | MIRROR RIDGE SUBD SEC.1 LOT 17 201109260058862 |
| Legal Subdivision | MIRROR RIDGE |
| Legal Block | 2 |
| Legal Lot Number | 17 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | STERLING |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 611205 |
406 Image Ct, a townhouse, is owned by two individuals who bought it in September 2011.
Source: Loudoun County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20748 ARBOR CT, STERLING, VA 20165-7734 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2011 · Amount on File |
| Deed Sale | Sep 26, 2011 · Amount on File |
| Deed Document Number | 201158862 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 406 IMAGE CT, STERLING, VA 20164-5548 |
| Document Number | 20210106001489 |
| Instrument Date | Dec 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 406 IMAGE CT STERLING VA 201645548, STERLING, VA 20164-5548 |
| Document Number | 20210106001489 |
|---|---|
| Date | Jan 6, 2021 |
| Instrument | 1489 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 5, 2051 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 406 Image Ct was $4,397.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,397.00 | $546,240 Land $183,500 Building $362,740 | $546,240 Land $183,500 Building $362,740 |
| 2023 | $4,275.00 | $488,610 Land $183,500 Building $305,110 | $488,610 Land $183,500 Building $305,110 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 406 Image Ct in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (2006–2013) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Apr 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 406 Image Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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