406 Illinois Ave, Stover, MO 65078 Property Records

Morgan County property record for 406 Illinois Ave, Stover, MO 65078

Property Summary

Property Type	Single Family Home
Details	1,022 sqft · built 1946
Lot Size	0.367 acres (16,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$281 (2025)
Deeds & Mortgages	Jul 2005 Mortgage Nov 2007 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-7.0-35-400-007-004.000`

Property Details

APN / Parcel Number

Primary APN	`09-7.0-35-400-007-004.000`

Interior

Building Area	1,022 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1946
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	16,000 sqft (0.367 acres)
Lot Dimensions	160 ft deep x 100 ft wide
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	406 ILLINOIS AVE
City	STOVER
State	MO
Zip	65078-0970
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 15 & 16 BLK 1 WIESTS ADD TO STOVER 100' X 160'
Legal Subdivision	WIESTS ADD
Legal Block	1
Legal Lot Number	15,16
Jurisdiction	MORGAN MO
Township / Civil Division	HAW CREEK
Census Block Group	3
Census Block	3013
Census Tract	470200

Owner

406 Illinois Ave is owned by two individuals who acquired it in August 2024.

Source: Morgan County records, as of November 17, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	609 E WATER ST APT E, E, DECORAH, IA 52101-1927
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2005	Deed of Trust, Mortgage CITIBANK FSB
Nov 27, 2007	Deed of Trust, Mortgage INSTAMORTGAGE.COM
Jan 28, 2026	Warranty Deed, Transfer · Line of Credit CITIZENS BANK OF ELDON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2024
Deed Sale	Aug 17, 2024
Deed Document Number	0020244170
Record Updated	Sep 20, 2026

July 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN MO
Property Address	406 ILLINOIS AVE, STOVER, MO 65078-0970
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020054962
Date	Jul 28, 2005
Instrument	20054962

Lender

Name	CITIBANK FSB
Address	11800 SPECTRUM CTR, RESTON, VA 20190

Agreement

Amount	Amount on Record

November 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN MO
Property Address	406 ILLINOIS AVE, STOVER, MO 65078-0970
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200700007895
Date	Nov 27, 2007
Instrument	200700007895

Lender

Name	INSTAMORTGAGE.COM
Address	3600 LEADENHALL RD, MOUNT LAUREL, NJ 08054

Agreement

Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2037

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN MO
Recording Date	Jan 28, 2026
Property Address	406 ILLINOIS AVE, STOVER, MO 65078-0970
Document Number	0202600383
Map Reference	MB 1835 PG 36
Instrument Date	Jan 15, 2026
Instrument	202600383
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	TRUE LINE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 WILINOIS ST, STOVER, MO 65078
Investor	Possibly a Property Investor

Mortgage

Document Number	0202600384
Date	Jan 28, 2026
Instrument	202600384

Lender

Name	CITIZENS BANK OF ELDON
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 21, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 406 Illinois Ave was $281.

Source: Morgan County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Morgan County
Municipality	Stover City
Unified School District	Morgan County R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$281.00	$5,740
2024			$30,200 Land $6,100 Building $24,100
2023	$260.00	$5,170
2022	$260.00		$27,200 Land $5,400 Building $21,800
2011	$209.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Illinois Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Illinois Ave is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 71% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STOVER PWS serves 1,094 people · EPA ID MO3010767
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Co-Mo Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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