406 Hill Dr, Bay, AR 72411 Property Records

Craighead County property record for 406 Hill Dr, Bay, AR 72411

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,487 sqft · built 2010
Lot Size	3.45 acres (150,282 sqft)
Owner	Individual Name on File
Tax Bill	$2,544 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-135213-02000`

Property Details

APN / Parcel Number

Primary APN	`10-135213-02000`
Alternative APN	`824378`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,487 sqft Living Area
1st Floor Area	2,487 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	150,282 sqft (3.45 acres)
Garage Type	Attached
Garage Area	700 sqft
Driveway	Driveway
Driveway Area	3,600 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	407 sqft
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	824378
Street Address	406 HILL DR
City	BAY
State	AR
Zip	72411-9521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 3 SE SW
Legal Range	05
Legal Township	13
Legal Section	21
Legal Lot Number	3
Jurisdiction	CRAIGHEAD AR
Township / Civil Division	MAUMELLE
Census Block Group	2
Census Block	2033
Census Tract	900

Owner

406 Hill Dr is owned and occupied by an individual who acquired it in December 2010.

Source: Craighead County records, as of January 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	406 HILL DR, BAY, AR 72411-9521
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 28, 2010
Transfer Doc	JB2010R005082
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAIGHEAD AR
Property Address	406 HILL DR, BAY, AR 72411-9521
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 HILL DR, BAY, AR 72411-9521

Mortgage

Document Number	2022R009620
Date	Apr 29, 2022
Instrument	2022R-009620

Lender

Name	UNICO BANK
Type	Bank
Address	TRUMANN, AR 72472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Apr 28, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 406 Hill Dr was $2,544 with a homeowner's exemption.

Source: Craighead County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Craighead County
Municipality	Bay City
Unified School District	Bay School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,544.00 Homeowner's exemption	$52,000 Land $5,175 Building $46,825
2023	$2,024.00 Homeowner's exemption	$52,000 Land $5,175 Building $46,825	$260,000 Land $25,875 Building $234,125

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Hill Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective September 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	9 (2001–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2025 · 2 claims Severe Storms And Flooding, Dec 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Hill Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Arkansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY WATERWORKS serves 1,938 people · EPA ID AR0000129
Water Source	Groundwater
Last State Inspection	Dec 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Empower, delivered by CECC Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20