406 High Ave, Sultan, WA 98294 Property Records

Snohomish County property record for 406 High Ave, Sultan, WA 98294

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,307 sqft · built 2000
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Feb 2017)
Tax Bill	$3,575 (2026)
Deeds & Mortgages	May 2022 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3917-006-004-00`

Property Details

APN / Parcel Number

Primary APN	`3917-006-004-00`
Alternative APNs	`003917-006-004-00` `39170060040000` `4004873`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,307 sqft Living Area
Gross Area	1,835 sqft
1st Floor Area	1,307 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	176 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	4004873
Street Address	406 HIGH AVE
City	SULTAN
State	WA
Zip	98294-9703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HD
Legal Description	SECTION 32 TOWNSHIP 28 RANGE 08 BERNARDS ADD TO SULTAN BLK 006 D-00 LOTS 4 & 5 LESS N 30FT THOF FOR RD ALSO LESS S 15 FT OF W 15 FT OF LOT 4 & ALSO LESS E 8FT OF SD LOT 5 TGW TH PTN VAC NORTH ST ADJ THRTO & LY N OF FDL: COM AT NW COR OF BLK 3 SD PLAT
Legal Range	08
Legal Township	28
Legal Section	32
Legal Subdivision	BERNARDS ADD TO SULTAN
Legal Block	006 D
Legal Lot Number	4,5
Jurisdiction	SNOHOMISH WA
Township / Civil Division	SULTAN
Census Block Group	2
Census Block	2002
Census Tract	53802

Owner

Source: Snohomish County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	406 HIGH AVE, SULTAN, WA 98294-9703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2022	Deed of Trust, Mortgage · Line of Credit UNIVERSITY CU
Jul 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Feb 28, 2017	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2017 · Amount on Record
Deed Sale	Feb 28, 2017 · Amount on Record
Prior Sale	Feb 28, 2005 · Amount on Record
Deed Document Number	2017545
Prior Transfer Date	Sep 26, 2008
Prior Transfer Doc	0000000055
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	406 HIGH AVE, SULTAN, WA 98294-9703
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 HIGH AVE, SULTAN, WA 98294-9703

Mortgage

Document Number	0000000080
Date	May 18, 2022
Instrument	202205180080

Lender

Name	UNIVERSITY CU
Type	Credit Union
Address	LOS ANGELES, CA 90025

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	406 HIGH AVE, SULTAN, WA 98294-9703
Document Number	0000000208
Instrument Date	Jul 18, 2020
Transaction Type	Mortgage
Record Updated	Aug 5, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	406 HIGH AVE SULTAN WA 982949703, SULTAN, WA 98294-9703

Mortgage

Document Number	0000000208
Date	Jul 23, 2020
Instrument	202007230208

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2050

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Feb 28, 2017
Property Address	406 HIGH AVE, SULTAN, WA 98294-9703
Document Number	0000000545
Instrument Date	Feb 23, 2017
Instrument	201702280545
Transaction Type	Transfer
Record Updated	Mar 14, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,633.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	406 HIGH AVE SULTAN WA 982949703, SULTAN, WA 98294-9703

Mortgage

Document Number	546
Date	Feb 28, 2017
Instrument	201702280546

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2047

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Municipality	Sultan City
Unified School District	Sultan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,575.00 (+3.2%)	$407,600 (-7.91%) Land $229,900 Building $177,700	$407,600 (-7.91%) Land $229,900 Building $177,700
2023	$3,464.00 (+10.74%)	$442,600 (+28.96%) Land $195,700 Building $246,900	$442,600 (+28.96%) Land $195,700 Building $246,900
2022	$3,128.00	$343,200 Land $147,300 Building $195,900	$343,200 Land $147,300 Building $195,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 81 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	83 units insured incl. 2 condo units
Nearby Flood Claims	82 (1980–2025)
Claims Outside the SFHA	5 of 82
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2020 · 18 claims Severe Storms, High Wind, And Flooding, Dec 1995 · 16 claims Severe Storms & Flooding, Nov 1990 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SULTAN WATER DEPARTMENT serves 8,424 people · EPA ID WA5384770
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Ziply Fiber.

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