406 Hickory Ridge Dr, Sebring, FL 33876 Property Records

Highlands County property record for 406 Hickory Ridge Dr, Sebring, FL 33876

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,413 sqft · built 1991
Lot Size0.505 acres (22,000 sqft)
OwnerIndividual Name on File
Last Sale$185,000 (Aug 2022)
Tax Bill$2,071 (2024)
Deeds & MortgagesApr 2023 Line of Credit
Aug 2022 Sale
Flood ZoneZone X (minimal risk)
APNC135903100000250

Property Details

APN / Parcel Number

Primary APNC135903100000250
Alternative APN
  • C-13-35-29-031-0000-0250

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area2,413 sqft Living Area
1st Floor Area1,568 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Exterior MaterialAluminum Siding
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area22,000 sqft (0.505 acres)
Lot Dimensions220 ft deep x 100 ft wide
Garage TypeMixed
Garage Area576 sqft
DrivewayDriveway
Driveway Area720 sqft
Parking Spaces6 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area280 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel NumberC135903100000250
Street Address406 HICKORY RIDGE DR
CitySEBRING
StateFL
Zip33876-6621
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeM1S
Legal DescriptionHICKORY RIDGE SUB UNIT II PB 15 PG 6 LOT 25
Legal Range29E
Legal Township35S
Legal Section13
Legal SubdivisionHICKORY RIDGE SUB
Legal Lot Number25
Legal Unit2
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group3
Census Block3006
Census Tract961202

Owner

406 Hickory Ridge Dr is owned and occupied by an individual who bought it in August 2022.

Source: Highlands County records, as of December 12, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address406 HICKORY RIDGE DR, SEBRING, FL 33876-6621
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2023Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Aug 16, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 16, 2022 · Amount on File
Deed SaleAug 16, 2022 · Amount on File
Prior SaleMar 14, 2011
Deed Document Number2110339
Deed Book / Page2925 / 733
Record UpdatedJun 8, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address406 HICKORY RIDGE DR, SEBRING, FL 33876-6621
Transaction TypeMortgage
Record UpdatedMay 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 HICKORY RIDGE DR, SEBRING, FL 33876-6621

Mortgage

Document Number0002146184
DateApr 17, 2023
Book Page2968/1472
Instrument2146184
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueApr 16, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateAug 16, 2022
Property Address406 HICKORY RIDGE DR, SEBRING, FL 33876-6621
Document Number0002110339
Book / Page2925 / 733
Map ReferenceMB 15 PG 6
Instrument DateAug 12, 2022
Instrument2110339
Transaction TypeTransfer
Record UpdatedAug 29, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$1,295.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address322 HEPNER RD, 322, HAMBURG, PA 19526-8120

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address406 HICKORY RIDGE DR, SEBRING, FL 33876-6621

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$167,747$205,911 Land $15,000 Building $190,911
2024$2,071.00 (+3.03%)
2023$2,010.00 (-15.86%) Homeowner's exemption$158,271 (+10.11%) Land $7,500 Building $150,771$158,271 (+10.11%) Land $7,500 Building $150,771
2022$2,389.00$143,733 Land $7,500 Building $136,233$143,733 Land $7,500 Building $136,233

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Hickory Ridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Hickory Ridge Dr is high, ranking above 76% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 62% of Florida
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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