406 Helen Ave, Modesto, CA 95354 Property Records

Stanislaus County property record for 406 Helen Ave, Modesto, CA 95354

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,356 sqft · built 1954
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Trust Names on File
Last Sale	$285,000 (Apr 2018)
Tax Bill	$2,684 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`112-009-002-000`

Property Details

APN / Parcel Number

Primary APN	`112-009-002-000`
Alternative APNs	`1120902000` `1120902`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,356 sqft Living Area
1st Floor Area	1,356 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	406 HELEN AVE
City	MODESTO
State	CA
Zip	95354-0242
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MODESTO
Legal Block	1
Legal Lot Number	2
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1007
Census Tract	1200

Owner

406 Helen Ave is owner-occupied and held in a trust since March 2021.

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	406 HELEN AVE, MODESTO, CA 95354-0242
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 22, 2021	Intrafamily Transfer, Transfer
May 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 13, 2018	Grant Deed, Transfer · Conventional Mortgage OPES ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2018 · Amount on File
Deed Sale	Apr 13, 2018 · Amount on File
Prior Sale	Nov 15, 2000 · Amount on File
Deed Document Number	201825643
Last Transfer Date	Mar 11, 2021
Transfer Doc	0000026704
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	406 HELEN AVE, MODESTO, CA 95354-0242
Transaction Type	Mortgage
Record Updated	Sep 10, 2021
Title Company	CYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 HELEN AVE, MODESTO, CA 95354-0242

Mortgage

Document Number	0000083605
Date	Aug 31, 2021
Instrument	2021-0083605

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Mar 22, 2021
Property Address	406 HELEN AVE, MODESTO, CA 95354-0242
Document Number	0000026704
Map Reference	VOL 14 PG 1
Instrument Date	Mar 11, 2021
Instrument	2021-0026704
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 HELEN AVE, MODESTO, CA 95354-0242

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	406 HELEN AVE, MODESTO, CA 95354-0242
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CYPRESS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036039
Date	May 27, 2020
Instrument	2020-0036039

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	406 HELEN AVE, MODESTO, CA 95354-0242
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CYPRESS TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056778
Date	Aug 26, 2019
Instrument	2019-0056778

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2034

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Apr 13, 2018
Property Address	406 HELEN AVE, MODESTO, CA 95354-0242
Document Number	0000025643
Instrument Date	Apr 11, 2018
Instrument	25643
Transaction Type	Transfer
Record Updated	Apr 24, 2018
Title Company	CYPRESS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$313.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 HELEN AVE MODESTO CA 953540242, MODESTO, CA 95354-0242

Mortgage

Document Number	25644
Date	Apr 13, 2018
Instrument	25644

Lender

Name	OPES ADVISORS
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 12, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 406 Helen Ave was $2,684 with a homeowner's exemption, up 1.1% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Modesto City Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,684.00 (+1.13%) Homeowner's exemption	$238,640 (+2%) Land $56,517 Building $182,123
2025	$2,654.00 Homeowner's exemption	$233,961 Land $55,409 Building $178,552
2023	$2,494.00 (+2.55%) Homeowner's exemption	$224,877 Land $53,258 Building $171,619
2022	$2,432.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 406 Helen Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Helen Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies, ezWave, Verizon.

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