406 Harding Dr, Houma, LA 70364 Property Records

Terrebonne Parish property record for 406 Harding Dr, Houma, LA 70364

Property Summary

Property Type	Single Family Home
Details	1,606 sqft · built 1966
Lot Size	0.163 acres (7,115 sqft)
Owner	Individual Name on File
Last Sale	$157,000 (Feb 2021)
Tax Bill	$1,452 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`16958`

Property Details

APN / Parcel Number

Primary APN	`16958`

Interior

Building Area	1,606 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	7,115 sqft (0.163 acres)

Location & Zoning

Street Address	406 HARDING DR
City	HOUMA
State	LA
Zip	70364-2518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLOCK 8 ADDEN. 4 LISA PARK SUBDIVISION.
Legal Range	17E
Legal Township	17S
Legal Subdivision	LISA PARK
Legal Block	8
Legal Lot Number	6
Jurisdiction	TERREBONNE LA
Township / Civil Division	5
Census Block Group	2
Census Block	2000
Census Tract	401

Owner

406 Harding Dr is owned and occupied by an individual who bought it in February 2021.

Source: Terrebonne Parish records, as of April 7, 2026

Owner of Record	Individual Name on File
Mailing Address	406 HARDING DR, HOUMA, LA 70364-2518
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2021 · Amount on File
Deed Sale	Feb 25, 2021 · Amount on File
Prior Sale	May 10, 2010 · Amount on File
Deed Document Number	20211621232
Deed Book / Page	2628 / 509
Record Updated	Jun 8, 2026

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	TERREBONNE LA
Recording Date	Feb 25, 2021
Property Address	406 HARDING DR, HOUMA, LA 70364-2518
Document Number	002628/509
Book / Page	2628 / 509
Instrument Date	Feb 24, 2021
Instrument	1621232
Transaction Type	Transfer
Record Updated	Apr 12, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 WAYNE AVE, HOUMA, LA 70360-2454

Mortgage

Document Number	0001621233
Date	Feb 25, 2021
Instrument	1621233

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 406 Harding Dr was $1,452, down 1.7% from the year before.

Source: Terrebonne Parish assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Terrebonne Parish
Unified School District	Terrebonne Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,452.00 (-1.69%)	$15,450 (-) Land $3,000 Building $12,450	$154,500 (-) Land $30,000 Building $124,500
2024	$1,477.00 (+18.25%)	$15,450 (+17.49%) Land $3,000 Building $12,450	$154,500 (+17.49%) Land $30,000 Building $124,500
2023	$1,249.00 (+2.04%)	$13,150 (-) Land $2,320 Building $10,830	$131,500 (-) Land $23,200 Building $108,300
2022	$1,224.00	$13,150 Land $2,320 Building $10,830	$131,500 Land $23,200 Building $108,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 406 Harding Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 20, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 164 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	164 in force
Nearby Flood Claims	87 (1985–2026)
Claims Outside the SFHA	34 of 87
Most Recent Claim	Jun 2026 · Tropical Storm Arthur
Claims by Event	Hurricane Ida, Aug 2021 · 6 claims Tropical Storm Isidore, Sep 2002 · 15 claims Severe Storms, Tornadoes & Flooding, May 1991 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Harding Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHRIEVER WATER TREATMENT SERVICE AREA serves 116,460 people · EPA ID LA1109002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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