Dare County property record for 406 Harbour View Dr, Kill Devil Hills, NC 27948
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 964 sqft · built 2001 |
| Lot Size | 0.137 acres (6,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Jul 2020) |
| Tax Bill | $1,287 (2025) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage Apr 2018 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 987305280308 |
| Primary APN | 987305280308 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 964 sqft Heated Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,000 sqft (0.137 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 987305280308 |
|---|---|
| Old Parcel Number | 987305280308 |
| Street Address | 406 HARBOUR VIEW DR |
| City | KILL DEVIL HILLS |
| State | NC |
| Zip | 27948-9133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 20 BLK: SEC: Q PL: 3 SL: 101 |
| Legal Subdivision | COLINGTON HARBOUR |
| Legal Lot Number | 20 |
| Jurisdiction | DARE NC |
| Township / Civil Division | ATLANTIC |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 970301 |
Source: Dare County assessment roll, APN 987305280308, as of January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 406 HARBOUR VIEW DR, KILL DEVIL HILLS, NC 27948-9133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 17, 2020 | Warranty Deed, Transfer · Conventional Mortgage US NATIONAL BANK |
| Apr 13, 2018 | Deed of Trust, Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 17, 2020 · Amount on Record |
| Deed Sale | Jul 17, 2020 · Amount on Record |
| Prior Sale | Nov 03, 2005 · Amount on Record |
| Deed Document Number | 0002393472 |
| Deed Book / Page | 2393 / 472 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Jul 17, 2020 |
| Property Address | 406 HARBOUR VIEW DR, KILL DEVIL HILLS, NC 27948-9133 |
| Document Number | 2393/472 |
| Book / Page | 2393 / 472 |
| Map Reference | MB 3 PG 101 |
| Instrument Date | Jul 06, 2020 |
| Instrument | 700080682 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 104 KING EDWARD CT, 104, KILL DEVIL HILLS, NC 27948-9147 |
| Name | Verified Name |
|---|---|
| Address | 406 HARBOUR VIEW DR, KILL DEVIL HILLS, NC 27948-9133 |
| Document Number | 700080683 |
|---|---|
| Date | Jul 17, 2020 |
| Instrument | 700080683 |
| Name | US NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 406 HARBOUR VIEW DR, KILL DEVIL HILLS, NC 27948-9133 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000002231/0000000049 |
|---|---|
| Date | Apr 13, 2018 |
| Book Page | 0000002231/0000000049 |
| Instrument | 000700051146 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 357 Months |
| Due | Jan 01, 2048 |
Source: Dare County assessment roll as of January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Dare County |
| Unified School District | Dare County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,287.00 (+6.01%) | $295,500 (+52.08%) Land $81,900 Building $213,600 | |
| 2023 | $1,214.00 | $194,300 Land $42,300 Building $152,000 | |
| 2020 | $295,500 Land $81,900 Building $213,600 |
Source: FEMA National Flood Hazard Layer, Dare County (37055C), as of May 11, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370559703012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 430 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 430 in force |
| Nearby Flood Claims | 93 (1993–2026) |
| Claims Outside the SFHA | 6 of 93 |
| Most Recent Claim | Feb 2026 |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 464 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system NC0428030, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DARE COUNTY WATER SYSTEM serves 28,732 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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