406 Gray Ave, Durham, NC 27701 Property Records

Durham County property record for 406 Gray Ave, Durham, NC 27701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,304 sqft · built 2018
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$850,000 (May 2023)
Tax Bill	$8,010 (2026)
Deeds & Mortgages	May 2023 Sale Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0831-28-1566`

Property Details

APN / Parcel Number

Primary APN	`0831-28-1566`
Alternative APNs	`0831-28-15-6659` `083105281566` `110644`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,304 sqft Heated Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	115 ft deep x 53 ft wide
Porch	Porch
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	406 GRAY AVE
City	DURHAM
State	NC
Zip	27701-2516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-5(2)
Legal Description	PROP-NORTHEAST LAND CO/LT #20 PL:000002-000131
Legal Lot Number	20
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	2
Census Block	2014
Census Tract	900

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 GRAY AVE, DURHAM, NC 27701-2516
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Warranty Deed, Transfer
Aug 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK
Dec 18, 2018	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
Oct 9, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2023 · Amount on Record
Deed Sale	May 15, 2023 · Amount on Record
Prior Sale	Dec 18, 2018 · Amount on Record
Deed Document Number	202361663
Deed Book / Page	9917 / 195
Prior Transfer Date	Dec 30, 2003
Prior Transfer Doc	0042410952
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	May 15, 2023
Property Address	406 GRAY AVE, DURHAM, NC 27701-2516
Document Number	0099170195
Book / Page	9917 / 195
Map Reference	MB 2 PG 131
Instrument Date	May 15, 2023
Instrument	2023061663
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Amount	Amount Recorded
Tax	$1,700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 BRYNCASTLE CT, DURHAM, NC 27707-5383

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	406 GRAY AVE, DURHAM, NC 27701-2516
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0087240457
Date	Aug 9, 2019
Book Page	8724/457
Instrument	2019028327

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	COLORADO SPRINGS, CO 80916

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2034

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Dec 18, 2018
Property Address	406 GRAY AVE, DURHAM, NC 27701-2516
Document Number	0085640722
Book / Page	8564 / 722
Map Reference	MB 2 PG 131
Instrument Date	Dec 6, 2018
Instrument	2018043241
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 GRAY AVE, DURHAM, NC 27701-2516

Mortgage

Document Number	2018043242
Date	Dec 18, 2018
Instrument	2018043242

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Oct 9, 2017
Property Address	406 GRAY AVE, DURHAM, NC 27701-2516
Document Number	0082850638
Book / Page	008285 / 000638
Instrument Date	Oct 6, 2017
Instrument	35582
Transaction Type	Transfer
Record Updated	Oct 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$220.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 2051 DURHAM NC 277022051, DURHAM, NC 27702-2051

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,010.00 (+2.52%)	$788,230 (-) Land $199,500 Building $588,730	$788,230 (-) Land $199,500 Building $588,730
2025	$7,813.00 (+21.79%)	$788,230 (+60.93%) Land $199,500 Building $588,730	$788,230 (+60.93%) Land $199,500 Building $588,730
2023	$6,415.00 (+2.35%)	$489,798 Land $79,590 Building $410,208	$489,798 Land $79,590 Building $410,208
2022	$6,268.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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