Santa Cruz County property record for 406 Grand Ave, Capitola, CA 95010
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,078 sqft · built 1999 |
| Lot Size | 0.121 acres (5,271 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $515,500 (Apr 1994) |
| Tax Bill | $14,457 (2025) |
| Deeds & Mortgages | Apr 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 036-133-07 |
| Primary APN | 036-133-07 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,078 sqft Living Area |
| Gross Area | 2,781 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 5,271 sqft (0.121 acres) |
| View / Lot | Ocean |
| Garage Type | Attached |
| Garage Area | 703 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 406 GRAND AVE |
|---|---|
| City | CAPITOLA |
| State | CA |
| Zip | 95010-3432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | CAPITOLA |
| Legal Block | Y |
| Legal Lot Number | 29 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 121801 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 406 GRAND AVE, CAPITOLA, CA 95010-3432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 1994 · Amount on Record |
| Deed Sale | Apr 28, 1994 · Amount on Record |
| Deed Document Number | 199432490 |
| Deed Book / Page | 5497 / 486 |
| Last Transfer Date | Nov 24, 2020 |
| Transfer Doc | 0000023793 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 27, 2021 |
| Property Address | 406 GRAND AVE, CAPITOLA, CA 95010-3432 |
| Document Number | 0000023793 |
| Map Reference | MB 10 PG 13 |
| Instrument Date | Nov 24, 2020 |
| Instrument | 2021-0023793 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 406 GRAND AVE, CAPITOLA, CA 95010-3432 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Capitola City |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,171,014 (+2%) Land $754,167 Building $416,847 | ||
| 2025 | $14,457.00 (+9.6%) | $1,148,053 (+4.04%) Land $739,380 Building $408,673 | |
| 2023 | $13,191.00 (+1.1%) | $1,103,473 Land $710,669 Building $392,804 | $2,906,010 |
| 2022 | $13,048.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 individual policies |
| Nearby Flood Policies | 40 units insured incl. 16 condo units |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Mar 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Cruzio, GeoLinks.
5G (outdoors only) and 4G LTE
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