406 Ginger Dr, New Bern, NC 28560 Property Records

Craven County property record for 406 Ginger Dr, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 886 sqft · built 2021
Lot Size	0.138 acres (5,997 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Jan 2024)
Tax Bill	$2,668 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8-223-3-877`

Property Details

APN / Parcel Number

Primary APN	`8-223-3-877`
Alternative APNs	`138327` `110693` `87973`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	886 sqft Living Area
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,997 sqft (0.138 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	138327
Street Address	406 GINGER DR
City	NEW BERN
State	NC
Zip	28560-2306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 877 TYLER HOME ON THE LAKE PHS 10 & 14
Legal Subdivision	TYLER HOME ON THE LAKE
Legal Phase	10,14
Legal Lot Number	877
Jurisdiction	CRAVEN NC
Township / Civil Division	8
Census Block Group	2
Census Block	2017
Census Tract	960502

Owner

406 Ginger Dr is owned and occupied by an individual who bought it in January 2024.

Source: Craven County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	406 GINGER DR, NEW BERN, NC 28560-2306
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2024	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Oct 12, 2022	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 22, 2021	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage EQUITY RESOURCES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2024 · Amount on File
Deed Sale	Jan 25, 2024 · Amount on File
Prior Sale	Oct 12, 2022 · Amount on File
Deed Document Number	202410121954
Deed Book / Page	3787 / 918
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jan 25, 2024
Property Address	406 GINGER DR, NEW BERN, NC 28560-2306
Document Number	003787/918
Book / Page	3787 / 918
Map Reference	CAB 1 SLS 185
Instrument Date	Jan 14, 2024
Instrument	10121954
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	415 LAZY BROOK DR, LITTLE MOUNTAIN, SC 29075-9501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 GINGER DR, NEW BERN, NC 28560-2306

Mortgage

Document Number	0003787921
Date	Jan 25, 2024
Instrument	3787/921

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Oct 12, 2022
Property Address	406 GINGER DR, NEW BERN, NC 28560-2306
Document Number	003744/322
Book / Page	3744 / 322
Map Reference	CAB I SL 185D
Instrument Date	Oct 6, 2022
Instrument	10104392
Transaction Type	Transfer
Record Updated	Nov 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$616.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	113 PALISADES WAY, 113, NEW BERN, NC 28560-8525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 GINGER DR, NEW BERN, NC 28560-2306

Mortgage

Document Number	003744/325
Date	Oct 12, 2022
Book Page	3744/325
Instrument	10104393

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

October 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Oct 22, 2021
Property Address	406 GINGER DR, NEW BERN, NC 28560-2306
Document Number	003696/716
Book / Page	3696 / 716
Map Reference	CAB I SL 185D
Instrument Date	Oct 18, 2021
Instrument	10085584
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$543.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8001 ARROWRIDGE BLVD, 8001, CHARLOTTE, NC 28273-5604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 GINGER DRIVE, NEW BERN, NC 28560-2306

Mortgage

Document Number	0003696718
Date	Oct 22, 2021
Instrument	3696/718

Lender

Name	EQUITY RESOURCES INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 406 Ginger Dr was $2,668, up 3.5% from the year before.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,668.00 (+3.49%)	$300,200 (-) Land $51,000 Building $249,200	$300,200 (-) Land $51,000 Building $249,200
2025	$2,578.00	$300,200 Land $51,000 Building $249,200	$300,200 Land $51,000 Building $249,200
2023	$2,536.00 (+25.86%)	$300,200 (+60.03%) Land $51,000 Building $249,200	$300,200 Land $51,000 Building $249,200
2022	$2,015.00	$187,590 Land $28,000 Building $159,590
2018			$187,590 Land $28,000 Building $159,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Ginger Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Ginger Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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