406 Gilbert St, Owosso, MI 48867 Property Records

Shiawassee County property record for 406 Gilbert St, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$35,000 (Jun 2017)
Tax Bill	$3,085 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage Aug 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`050-111-007-004-00`

Property Details

APN / Parcel Number

Primary APN	`050-111-007-004-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,158 sqft Living Area
1st Floor Area	1,429 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Custom Design
Lot Area	8,712 sqft (0.2 acres)
Garage Area	608 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	406 GILBERT ST
City	OWOSSO
State	MI
Zip	48867-2434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK 7 CITY ASSESSORS PLAT 1
Legal Subdivision	ASSESSORS PLAT 1
Legal Block	7
Legal Lot Number	4
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	OWOSSO
Census Block Group	3
Census Block	3013
Census Tract	30500

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	406 GILBERT ST, OWOSSO, MI 48867-2434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2019	Warranty Deed, Transfer · FHA Mortgage LAKEVIEW LN SERVICING
Aug 7, 2018	Grant Deed, Transfer
Jun 8, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2017 · Amount on Record
Deed Sale	Jun 8, 2017 · Amount on Record
Deed Document Number	20173298519
Deed Book / Page	1235 / 211
Prior Transfer Date	May 31, 2017
Prior Transfer Doc	0012350211
Record Updated	Oct 29, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Sep 4, 2019
Property Address	406 GILBERT ST, OWOSSO, MI 48867-2434
Document Number	0012600742
Book / Page	001260 / 000742
Instrument Date	Aug 29, 2019
Instrument	3324307
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.05
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1203 DEVONSHIRE CT OWOSSO MI 488671801, OWOSSO, MI 48867-1801

Mortgage

Document Number	12600743
Date	Sep 4, 2019
Book Page	001260/000743
Instrument	3324308

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2049

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Aug 7, 2018
Property Address	406 GILBERT ST, OWOSSO, MI 48867-2434
Document Number	0012480746
Book / Page	001248 / 000746
Instrument Date	Jul 26, 2018
Instrument	3312121
Transaction Type	Transfer
Record Updated	Aug 22, 2018

Transaction

Amount	Amount Recorded
Tax	$285.94
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	758 LINWOOD ST OWOSSO MI 488673862, OWOSSO, MI 48867-3862

June 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Jun 8, 2017
Property Address	406 GILBERT ST, OWOSSO, MI 48867-2434
Document Number	0012350211
Book / Page	001235 / 000211
Instrument Date	May 31, 2017
Instrument	3298519
Transaction Type	Foreclosure
Record Updated	Jul 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$262.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4425 PONCE DE LEON BLVD #5 CORAL GABLES FL 331461837, 5, CORAL GABLES, FL 33146-1837

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
Municipality	Owosso City
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,900 (+11.69%)	$219,800 (+11.69%)
2025	$3,085.00 (+5%) Homeowner's exemption	$98,400 (+21.63%)	$196,800 (+21.63%)
2023	$2,938.00 Homeowner's exemption	$80,900	$161,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
DayStarr Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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