406 Gerard Dr, Lodi, CA 95242 Property Records

San Joaquin County property record for 406 Gerard Dr, Lodi, CA 95242

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,306 sqft · built 1959
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Company Names on File
Last Sale	$330,000 (Jun 2017)
Tax Bill	$4,092 (2026)
Deeds & Mortgages	Apr 2026 Transfer Feb 2024 Second Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`035-320-090-000`

Property Details

APN / Parcel Number

Primary APN	`035-320-090-000`
Alternative APN	`035-320-09`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,306 sqft Living Area
1st Floor Area	1,306 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Concrete
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	035-320-09
Street Address	406 GERARD DR
City	LODI
State	CA
Zip	95242-2472
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15
Legal Subdivision	FUGAZI MANOR
Legal Block	1
Legal Lot Number	15
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	1
Census Block	1008
Census Tract	4205

Owner

406 Gerard Dr is owned by a company that bought it in June 2017.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Company Names on File
Mailing Address	406 GERARD DR, LODI, CA 95242-2472
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Correction Deed NONE LISTED ON DOCUMENT
Feb 20, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP
Jun 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
May 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LN SERVICING
Jun 14, 2017	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 14, 2017	Affidavit of Death, Transfer NORTH AMERICAN TITLE
Feb 2, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2017 · Amount on File
Deed Sale	Jun 14, 2017 · Amount on File
Deed Document Number	201767189
Prior Transfer Date	Mar 3, 2016
Prior Transfer Doc	0000026917
Record Updated	Oct 29, 2026

April 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 14, 2026
Property Address	406 GERARD DR, LODI, CA 95242-2472
Document Number	0000033775
Instrument Date	Apr 14, 2026
Instrument	202633775
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	406 GERARD DR, LODI, CA 95242-2472

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	406 GERARD DR, LODI, CA 95242-2472
Transaction Type	Mortgage
Record Updated	Feb 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 GERARD DR, LODI, CA 95242-2472

Mortgage

Document Number	0000013640
Date	Feb 20, 2024
Instrument	2024-013640

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30342

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2044

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	406 GERARD DR, LODI, CA 95242-2472
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE CONCORD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066280
Date	Jun 5, 2020
Instrument	2020-066280

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	406 GERARD DR, LODI, CA 95242-2472
Document Number	0000049096
Instrument Date	May 7, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 GERARD DR LODI CA 952422472, LODI, CA 95242-2472

Mortgage

Document Number	0000049096
Date	May 15, 2019
Instrument	49096

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 14, 2049

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 14, 2017
Property Address	406 GERARD DR, LODI, CA 95242-2472
Document Number	0000067189
Map Reference	VOL14 PG119
Instrument Date	Jun 6, 2017
Instrument	2017-067189
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 GERARD DR, LODI, CA 95242-2472

Mortgage

Document Number	0000067190
Date	Jun 14, 2017
Instrument	2017-067190

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

June 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 14, 2017
Property Address	406 GERARD DR, LODI, CA 95242-2472
Document Number	0000067188
Instrument Date	Jun 6, 2017
Instrument	67188
Transaction Type	Transfer
Record Updated	Jun 22, 2017
Title Company	NORTH AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1515 LOCKEFORD CA 952371515, LOCKEFORD, CA 95237-1515

February 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 2, 2017
Property Address	406 GERARD DR, LODI, CA 95242-2472
Document Number	0000014887
Instrument Date	Jan 21, 2017
Instrument	14887
Transaction Type	Transfer
Record Updated	Feb 13, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 GERARD DR LODI CA 95242, LODI, CA 95242

Tax Assessment & Valuation

The 2026 property tax bill for 406 Gerard Dr was $4,092, up 0.3% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,092.00 (+0.34%)
2025	$4,078.00	$382,986 Land $134,044 Building $248,942
2023	$3,918.00 (+2.32%) Homeowner's exemption	$368,116 Land $128,840 Building $239,276	$399,240
2022	$3,829.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Gerard Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 406 Gerard Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 777 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks.

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