Warren County property record for 406 Gary Ave, Bowling Green, KY 42101
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 864 sqft · built 1955 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $227 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Dec 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 040A-04-142 |
| Primary APN | 040A-04-142 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 125 ft deep x 85 ft wide |
| Driveway | Gravel Driveway |
| Porch | Slab |
| Porch Area | 76 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 406 GARY AVE |
|---|---|
| City | BOWLING GREEN |
| State | KY |
| Zip | 42101-3516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | KITCHENS AND REEVES SUBDIVISION, |
| Legal Lot Number | 22 & 23 |
| Jurisdiction | WARREN KY |
| Township / Civil Division | BOWLING GREEN |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 10300 |
Source: Warren County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1629 BERRYS LICK RD, LEWISBURG, KY 42256-8588 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 7, 2022 | Deed of Trust, Mortgage MORGANTOWN BANK & TRUST CO INC |
| Dec 21, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN KY |
| Property Address | 406 GARY AVE, BOWLING GREEN, KY 42101-3516 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0M3290/647 |
|---|---|
| Date | Jun 7, 2022 |
| Book Page | M3290/647 |
| Instrument | 1954955 |
| Name | MORGANTOWN BANK & TRUST CO INC |
|---|---|
| Type | Bank |
| Address | MORGANTOWN, KY 42261 |
| Amount | Amount Recorded |
|---|---|
| Term | 239 Months |
| Due | May 20, 2042 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WARREN KY |
| Recording Date | Dec 21, 2021 |
| Property Address | 406 GARY AVE, BOWLING GREEN, KY 42101-3516 |
| Document Number | 0D1247/533 |
| Book / Page | D1247 / 533 |
| Instrument Date | Dec 16, 2021 |
| Instrument | 1931887 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1629 BERRYS LICK RD, LEWISBURG, KY 42256-8588 |
| Name | Verified Name |
|---|---|
| Address | 1629 BERRYS LICK RD, LEWISBURG, KY 42256-8588 |
Source: Warren County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Bowling Green City |
| County | Warren County |
| Unified School District | Bowling Green Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $227.00 (+12.94%) | $70,900 (+18.17%) | $70,900 (+18.17%) |
| 2023 | $201.00 | $60,000 | $60,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (1978–2009) |
| Most Recent Claim | Jun 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOWLING GREEN MUNICIPAL UTILITIES serves 53,601 people · EPA ID KY1140038 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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