406 Garonne St, Oxnard, CA 93036 Property Records

Ventura County property record for 406 Garonne St, Oxnard, CA 93036

Property Summary

Property Type	Condominium
Details	4 bd · 3.5 ba · 2,582 sqft · built 2008
Lot Size	1.09 acres (47,480 sqft)
Owner	Individual Name on Record
Last Sale	$440,000 (Sep 2015)
Tax Bill	$11,489 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`132-0-260-195`

Property Details

APN / Parcel Number

Primary APN	`132-0-260-195`
Alternative APN	`1320240085`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,582 sqft Living Area
1st Floor Area	815 sqft
2nd Floor Area	1,236 sqft
Upper Floors Area	98 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Condo/Apartment
Lot Area	47,480 sqft (1.09 acres)
Garage Area	482 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	20 sqft
Patio Area	98 sqft

Location & Zoning

Street Address	406 GARONNE ST
City	OXNARD
State	CA
Zip	93036-5313
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	TRACT: 553803 LOT: 23 REF: 156MR 1 CONDO PLAN: 1/1/2026
Legal Subdivision	MARKET STREET AT RIVER PARK
Legal Tract	553803
Legal Block	260
Legal Lot Number	23
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	1
Census Block	1082
Census Tract	5004

Owner

Source: Ventura County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 GARONNE ST, OXNARD, CA 93036-5313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Sep 28, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Dec 24, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2015 · Amount on Record
Deed Sale	Sep 1, 2015 · Amount on Record
Prior Sale	Dec 7, 2012 · Amount on Record
Deed Document Number	2015132508
Prior Transfer Date	Jun 22, 2012
Prior Transfer Doc	0000162629
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	406 GARONNE ST, OXNARD, CA 93036-5313
Transaction Type	Mortgage
Record Updated	Apr 3, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 GARONNE ST, OXNARD, CA 93036-5313

Mortgage

Document Number	0000020420
Date	Mar 21, 2023
Instrument	2023000020420

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	406 GARONNE ST, OXNARD, CA 93036-5313
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 GARONNE ST, OXNARD, CA 93036-5313

Mortgage

Document Number	0000156377
Date	Sep 28, 2020
Instrument	20200928-00156377

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	406 GARONNE ST, OXNARD, CA 93036-5313
Document Number	0000000538
Instrument Date	Dec 24, 2019
Transaction Type	Mortgage
Record Updated	Jan 23, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 GARONNE ST OXNARD CA 930365313, OXNARD, CA 93036-5313

Mortgage

Document Number	0000000538
Date	Jan 3, 2020
Instrument	538

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2050

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Secondary School District	Oxnard Union High School District (09 - 12)
Elementary School District	Rio Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$531,282 (+2%) Land $345,336 Building $185,946
2025	$11,489.00 (+1.06%) Homeowner's exemption	$520,865 (+4.04%) Land $338,565 Building $182,300
2024	$11,369.00 (+7.48%)
2023	$10,578.00 (+2.99%) Homeowner's exemption	$500,640 Land $325,418 Building $175,222
2022	$10,271.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	4,000 / 4,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks.

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