406 Front St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 406 Front St, Chicopee, MA 01013

Property Summary

Property Type	Apartments (5+ Units)
Details	12 bd · 4 ba · 6,246 sqft · built 1881
Lot Size	0.137 acres (5,983 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Jun 2022)
Tax Bill	$6,436 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`79-00020`

Property Details

APN / Parcel Number

Primary APN	`79-00020`
Alternative APN	`CHIC M:0079 P:00020`

Interior

Bedrooms	12 Beds
Full Baths	4 Baths
Total Rooms	20 Rooms
Units	4 Units
Stories	3 Stories
Building Area	6,246 sqft Living Area
Gross Area	10,536 sqft
1st Floor Area	2,580 sqft
Basement Area	2,580 sqft
Unfinished Basement	2,580 sqft

Exterior

Year Built	Built 1881
Effective Year Built	Effective 1881
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,983 sqft (0.137 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	79-00020
Street Address	406 FRONT ST
City	CHICOPEE
State	MA
Zip	01013-3107
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	1
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	1
Census Block	1011
Census Tract	810800

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	78 CHERRYVALE ST, CHICOPEE, MA 01020-4454
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2022 · Amount on Record
Deed Sale	Jun 6, 2022 · Amount on Record
Record Updated	Oct 29, 2026

June 2022: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jun 6, 2022
Property Address	406 FRONT ST, CHICOPEE, MA 01013-3107
Document Number	024579-595
Book / Page	24579 / 595
Instrument Date	Jun 6, 2022
Instrument	34147
Transaction Type	Transfer
Record Updated	Jun 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 CHERRYVALE ST, CHICOPEE, MA 01020-4454

Mortgage

Document Number	0000034148
Date	Jun 6, 2022
Instrument	34148

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,436.00 (+23.53%)	$422,300 (+22.87%) Land $60,800 Building $361,500
2025	$5,210.00 (+14.53%)	$343,700 (+11.52%) Land $56,800 Building $286,900
2024	$4,549.00 (+7.19%)	$308,200 (+10.03%) Land $55,700 Building $252,500
2023	$4,244.00	$280,100 Land $50,600 Building $229,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30