406 Freeman St, Toronto, OH 43964 Property Records

Jefferson County property record for 406 Freeman St, Toronto, OH 43964

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,664 sqft · built 1900
Lot Size0.055 acres (2,376 sqft)
OwnerIndividual Name on File
Tax Bill$978 (2025)
Deeds & MortgagesDec 2023 Line of Credit
Jun 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN19-02700-000

Property Details

APN / Parcel Number

Primary APN19-02700-000
Alternative APN
  • 02700

Interior

Bedrooms3 Beds
Full Baths1 Bath
Half Baths2 Half Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,664 sqft Living Area
1st Floor Area832 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Exterior MaterialOther
Foundation TypeNo Foundation
Lot Area2,376 sqft (0.055 acres)
Lot Dimensions107 ft deep x 22 ft wide
Garage Area750 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard

Location & Zoning

Street Address406 FREEMAN ST
CityTORONTO
StateOH
Zip43964-1508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description24 FREEMANS 1ST 22X107.8 MAP-19-05A0-11700
JurisdictionJEFFERSON OH
Township / Civil DivisionKNOX
Census Block Group2
Census Block2025
Census Tract11200

Owner

406 Freeman St is owned and occupied by an individual.

Source: Jefferson County records, as of July 7, 2026

Owner of RecordIndividual Name on File
Mailing Address406 FREEMAN ST, TORONTO, OH 43964-1508
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2023Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Jun 15, 2017Deed of Trust, Mortgage · Line of Credit
PNC BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON OH
Property Address406 FREEMAN ST, TORONTO, OH 43964-1508
Transaction TypeMortgage
Record UpdatedJan 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 FREEMAN ST, TORONTO, OH 43964-1508

Mortgage

Document Number01525/1028
DateDec 27, 2023
Book Page1525/1028
Instrument391823
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueDec 17, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON OH
Property Address406 FREEMAN ST, TORONTO, OH 43964-1508
Transaction TypeMortgage
Record UpdatedAug 16, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1248/707
DateJun 15, 2017
Book Page1248/707
Instrument321529
Lender
NamePNC BANK NA
TypeCredit Union
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount on Record
Term443 Months
DueMay 12, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 406 Freeman St was $978 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of April 7, 2026

Property Jurisdictions

TypeName
StateOhio
CountyJefferson County
County SubdivisionKnox Township
MunicipalityToronto City
Unified School DistrictToronto City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$978.00$24,385 (-) Land $1,477 Building $22,908
2024$978.00 Homeowner's exemption$24,385 Land $1,477 Building $22,908$69,670 Land $4,220 Building $65,450
2022$1,188.00 Homeowner's exemption$17,784 Land $1,246 Building $16,538
2021$50,810 Land $3,560 Building $47,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Freeman St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 5, 2006

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Freeman St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTORONTO PWS
serves 5,676 people · EPA ID OH4102811
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Jefferson County Cable
Cable
400 / 40

May also be available: AT&T, T-Mobile, Verizon, Xfinity.

Nearby Properties on Freeman St

Nearby Streets

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