406 Fred St, Orlando, FL 32811 Property Records

Orange County property record for 406 Fred St, Orlando, FL 32811

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 2001
Lot Size	0.147 acres (6,386 sqft)
Owner	Individual Name on File
Last Sale	$263,000 (Apr 2025)
Tax Bill	$4,287 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`30-22-29-4790-00-110`

Property Details

APN / Parcel Number

Primary APN	`30-22-29-4790-00-110`
Alternative APNs	`292230479000110` `373504` `378783` `383195`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,248 sqft Living Area
Gross Area	1,664 sqft
1st Floor Area	1,248 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2011
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,386 sqft (0.147 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	406 FRED ST
City	ORLANDO
State	FL
Zip	32811-1609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LAKE VENUS ESTATES 45/105 LOT 11
Legal Range	29E
Legal Township	22S
Legal Section	30
Legal Subdivision	LAKE VENUS ESTS
Legal Tract	4790
Legal Lot Number	11
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	1
Census Block	1005
Census Tract	14701

Owner

406 Fred St is owned and occupied by an individual who bought it in April 2025.

Source: Orange County records, as of April 30, 2026

Owner of Record	Individual Name on File
Mailing Address	406 FRED ST, ORLANDO, FL 32811-1609
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2025 · Amount on File
Deed Sale	Apr 4, 2025 · Amount on File
Prior Sale	Sep 3, 2015 · Amount on File
Deed Document Number	2025198899
Record Updated	Oct 29, 2026

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 14, 2020
Property Address	406 FRED ST, ORLANDO, FL 32811-1609
Document Number	0000650253
Instrument Date	Oct 20, 2020
Instrument	650253
Transaction Type	Transfer
Record Updated	Dec 31, 2020
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	875 3RD AVE #10TH NEW YORK NY 100226225, 10TH, NEW YORK, NY 10022-6225
Investor	Possibly a Property Investor

Mortgage

Document Number	0000650253
Date	Dec 14, 2020
Instrument	650253

Lender

Name	MORGAN STANLEY MTG CAP HLDGS L
Address	1585 BROADWAY # 24TH, NEW YORK, NY 10036-8200

Agreement

Type	Line of Credit
Term	240 Months
Due	Dec 13, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 406 Fred St was $4,287, up 8.9% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$229,970 (+3.95%) Land $60,000 Building $169,970	$229,970 (-6.87%) Land $60,000 Building $169,970
2025	$4,287.00 (+8.92%)	$221,234	$246,940 Land $50,500 Building $196,440
2024	$3,936.00 (+15.26%)
2023	$3,415.00 (+13.27%)	$204,418 (+19.45%) Land $40,000 Building $164,418	$204,418 (+19.45%) Land $40,000 Building $164,418
2022	$3,015.00	$171,133 Land $33,000 Building $138,133	$171,133 Land $33,000 Building $138,133

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Fred St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	83.3 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	29 (1983–2024)
Claims Outside the SFHA	6 of 29
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 12 claims Hurricane Ian, Sep 2022 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Fred St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20