406 Fowler Ct, Joppa, MD 21085 Property Records

Harford County property record for 406 Fowler Ct, Joppa, MD 21085

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,896 sqft · built 1967
Lot Size	0.248 acres (10,810 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Dec 2025)
Tax Bill	$2,961 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-147552`

Property Details

APN / Parcel Number

Primary APN	`01-147552`
Alternative APNs	`1147552` `147552`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,896 sqft Total Area
Basement Area	544 sqft
Finished Basement	544 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,810 sqft (0.248 acres)
Lot Dimensions	115 ft deep x 94 ft wide
Deck Area	260 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	147552
Street Address	406 FOWLER CT
City	JOPPA
State	MD
Zip	21085-4330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 10 BK 62 94X115 406 FOWLER COURT JOPPATOWNE S6 PT 17/101
Legal Subdivision	AMENDED PLAT OF JOPPATOWNE
Legal Block	62
Legal Lot Number	10
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	1
Census Block	1002
Census Tract	301402

Owner

406 Fowler Ct is owned and occupied by two individuals who bought it in December 2025.

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	406 FOWLER CT, JOPPA, MD 21085-4330
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2025 · Amount on File
Deed Sale	Dec 18, 2025 · Amount on File
Deed Book / Page	16936 / 464
Prior Transfer Date	Apr 16, 2014
Prior Transfer Doc	0108000277
Record Updated	Oct 29, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Dec 18, 2025
Property Address	406 FOWLER CT, JOPPA, MD 21085-4330
Document Number	0169360464
Book / Page	16936 / 464
Map Reference	MB GRG 17 FO 101
Instrument Date	Dec 15, 2025
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	FLAGSHIP R/E SERVICES LLC, FLAGSHIP RE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$837.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	406 FOWLER CT, JOPPA, MD 21085-4330

Mortgage

Document Number	0016936471
Date	Dec 18, 2025
Instrument	16936/471

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,961.00 (+35.51%) Homeowner's exemption	$271,733 (+5.3%)	$285,400 (-) Land $69,400 Building $216,000
2025	$2,185.00 (+9.09%) Homeowner's exemption	$258,067 (+10.19%)	$285,400 (+16.78%) Land $69,400 Building $216,000
2023		$234,200	$244,400 Land $69,400 Building $175,000
2022	$2,003.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Fowler Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Fowler Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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