406 Forest Oaks Dr, Dobson, NC 27017 Property Records

Surry County property record for 406 Forest Oaks Dr, Dobson, NC 27017

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,668 sqft · built 1968
Lot Size	1.66 acres (72,310 sqft)
Owner	Individual Name on File
Last Sale	$69,300 (Jan 2013)
Tax Bill	$992 (2026)
Deeds & Mortgages	Aug 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`4995-07-59-1001`

Property Details

APN / Parcel Number

Primary APN	`4995-07-59-1001`
Alternative APN	`100085163`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,668 sqft Living Area
1st Floor Area	1,668 sqft
Basement Area	500 sqft
Unfinished Basement	500 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1991
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	72,310 sqft (1.66 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	150 sqft
Canopy	216 sqft
Storage Building	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	100085163
Street Address	406 FOREST OAKS DR
City	DOBSON
State	NC
Zip	27017-8542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Subdivision	FORREST OAKS SUBDIVISION AMENDMENT
Jurisdiction	SURRY NC
Township / Civil Division	DOBSON
Census Block Group	3
Census Block	3020
Census Tract	931002

Owner

406 Forest Oaks Dr is owned and occupied by an individual who bought it in January 2013.

Source: Surry County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	406 FOREST OAKS DR, DOBSON, NC 27017-8542
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2013 · Amount on File
Deed Sale	Jan 31, 2013 · Amount on File
Deed Document Number	2013604352
Deed Book / Page	1432 / 414
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	406 FOREST OAKS DR, DOBSON, NC 27017-8542
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1776/513
Date	Aug 25, 2021
Book Page	1776/513
Instrument	687300

Lender

Name	LOCAL GOVERNMENT FEDERAL CREDIT UNTION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2041

Tax Assessment & Valuation

The 2026 property tax bill for 406 Forest Oaks Dr was $992, up 0.5% from the year before.

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$992.00 (+0.51%)	$135,670 (-15.55%) Land $20,000 Building $115,670	$135,670 (-15.55%) Land $20,000 Building $115,670
2025	$987.00	$160,660 Land $20,000 Building $140,660	$160,660 Land $20,000 Building $140,660
2023	$748.00	$135,670 Land $20,000 Building $115,670	$135,670 Land $20,000 Building $115,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Forest Oaks Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Forest Oaks Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DOBSON serves 2,615 people · EPA ID NC0286030
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 35