406 Ferry Ave, Cushing, IA 51018 Property Records

Woodbury County property record for 406 Ferry Ave, Cushing, IA 51018

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 1,810 sqft · built 1925
Lot Size	0.293 acres (12,750 sqft)
Owner	Individual Name on File
Last Sale	$13,000 (Apr 2013)
Tax Bill	$626 (2025)
Deeds & Mortgages	Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`884201405009`

Property Details

APN / Parcel Number

Primary APN	`884201405009`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,810 sqft Living Area
1st Floor Area	672 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	12,750 sqft (0.293 acres)
Lot Dimensions	150 ft deep x 85 ft wide

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	406 FERRY AVE
City	CUSHING
State	IA
Zip	51018-7709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FERRY'S 2ND ADDN EX N35' LOT7 & LOT8 BLK1
Legal Subdivision	FERRYS SECOND ADDITION
Legal Block	1
Legal Lot Number	7,8
Jurisdiction	WOODBURY IA
Township / Civil Division	ROCK
Census Block Group	4
Census Block	4049
Census Tract	3100

Owner

406 Ferry Ave is owned by an individual who bought it in April 2013.

Source: Woodbury County records, as of September 1, 2026

Owner of Record	Individual Name on File
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2013 · Amount on File
Deed Sale	Apr 15, 2013 · Amount on File
Prior Sale	Apr 26, 2006 · Amount on File
Deed Document Number	201314189
Deed Book / Page	728 / 11872
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	406 FERRY AVE, CUSHING, IA 51018-7709
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005747
Date	Nov 16, 2018
Book Page	0000000761/0000010485
Instrument	000000005747

Lender

Name	FNB BANK INC
Type	Bank

Agreement

Amount	Amount on Record
Term	350 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 406 Ferry Ave was $626.

Source: Woodbury County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Cushing City
County	Woodbury County
Unified School District	River Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$626.00	$41,400 Land $5,060 Building $36,340	$41,400 Land $5,060 Building $36,340
2023	$574.00 (-6.21%)	$35,810 (+14.08%) Land $5,060 Building $30,750	$35,810 Land $5,060 Building $30,750
2022	$612.00 (+0.33%)	$31,390 Land $5,060 Building $26,330
2021	$610.00		$31,390 Land $5,060 Building $26,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Ferry Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective July 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (1983–2024)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, Jun 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Ferry Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUSHING WATER SUPPLY serves 230 people · EPA ID IA9725094
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000
Comserv Fiber	500 / 500
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20